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Welcome to our blog, where we're about to reveal an exciting opportunity for you to easily earn 100 Rs in cashback. If you're someone who enjoys saving money and using digital payment apps, you're in the right place. In today's digital world, mobile payment apps like PhonePe have become a part of our daily lives.

In this blog, we'll show you how the PhonePe Referral Program works, which benefits both you and your friends. Whether you're new to PhonePe or already a regular user, this program can help you boost your savings while sharing the goodness of this fantastic app with your friends.

So, if you're interested in learning how you can get 100 Rs cashback with PhonePe's Referral Program and discover a world of savings, keep reading. We'll provide you with all the details, step-by-step instructions, and some tips to make the most of this opportunity. Let's jump in and start earning together with PhonePe!

What is PhonePe?                                              

PhonePe is India's leading digital payment app powered by the Unified Payment Interface UPI. It enables users to make cashless transactions, including money transfers, mobile and DTH recharges, bill payments, and online shopping. PhonePe also offers a lucrative Refer & Earn program, allowing users to earn cashback by referring friends and family to the app. It provides a secure and seamless payment experience, making it convenient for users to manage their financial transactions on a single platform.

💰😄 Here's a good chance to earn some free money using the PhonePe digital payment app. Sign up for the PhonePe app using a valid Phonepe Referral Code/Link and start earning cashback. If you want to avail the benefits of PhonePe new user offer, you should have a bank account linked to your mobile number. In this post, you will find all the details related to PhonePe new user referral offer, PhonePe Refer & Earn program, and how to avail PhonePe referral offer and much more related to PhonePe app.

📱💳 PhonePe is one of India's leading UPI payment apps, offering users a seamless and cashless payment experience across the country. With PhonePe, you can send and receive money, recharge mobile and DTH accounts, make utility payments, buy gold, and shop both online and offline. Additionally, you can pay your credit card bills and insurance premiums, all within a single app. But the real icing on the cake is the chance to earn unlimited money through the PhonePe Refer & Earn program.

Start earning extra cash with this step-by-step PhonePe Refer & Earn guide.

  • Download the PhonePe App: Begin by downloading the PhonePe app on your Android or iOS device.
  • Register: Open the PhonePe app and tap on the "Register Now" button. Fill in your details, such as your name, email ID, and phone number, and tap "Continue."
  • Link Your Bank Account: Choose your main SIM card if you have a dual SIM phone and have a bank account linked to your mobile number. Tap on "Add Bank," select your bank, validate your mobile number, and provide your account details.
  • Referral Link: To ensure you're eligible for the Refer & Earn program, make sure you use a valid referral link during the sign-up process, Phonepe referral code/link is -Click here
  • Send Money: Send a minimum of 100 Rs to another PhonePe user via UPI. Upon completion, you'll receive a scratch card with cashback offers.

PhonePe Refer & Earn Offer Details

  • Now that you're all set up, let's dive deeper into the Refer & Earn program:
  • You can earn 100 Rs per referral when your friend downloads the PhonePe app using your referral code/link and makes their first UPI money transfer.
  • This offer is valid for both iOS and Android devices.
  • You will receive cashback for the first five successful referrals only.
  • The offer is valid only once per referred user and once per linked bank account.

How to Send Money via PhonePe App -

  • Sending money via the PhonePe app is a breeze:
  • Click on "To Contact" to send money to another PhonePe user or "To Account" to send money to another bank account.
  • Enter the amount you want to transfer.
  • Select the bank account linked to your app.
  • Enter your UPI PIN created during the bank account setup.
  • That's it! The money will be instantly credited to your friend's bank account.

How to Redeem the PhonePe Scratch Card and Get Cashback -

After a successful transaction, you'll receive a scratch card in your PhonePe account. Here's how to redeem it:

  • Click on the "View all Rewards" section in the PhonePe app.
  • Find the unscratched cards and swipe to redeem the rewards.
  • The cashback amount will be credited within 24 hours.

Please note that the scratch card redemption limit is up to one year.

PhonePe New User Offer Terms and Conditions

  • Users can earn up to ₹9999 cashback in the PhonePe wallet per year from by PhonePe.
  • This offer is applicable on both iOS and Android devices.
  • The PhonePe Referral offer is valid only once per referred user and once per linked bank account.
  • Users can earn up to ₹1000 as a referral bonus on every successful referral during the offer period.
  • Cashback earned will be credited to your PhonePe wallet within 24 hours of the successful completion of the transaction.
  • PhonePe cashback can be used for recharges, bill payments, and merchant transactions across PhonePe.
  • Users linking more than one bank account will receive cashback only once.
  • The referred user must link a bank account on PhonePe for the first time; previously linked accounts will not count as successful referrals. 


1. How can I get ₹100 cashback on my first UPI payment with PhonePe?

Answer: To avail of ₹100 cashback on your first UPI payment using PhonePe, simply download the PhonePe app, register, and link your bank account. Make your first UPI payment transaction, and you'll receive a cashback of ₹100 in your PhonePe wallet. This offer is applicable to new users only and subject to terms and conditions.

2. How do I use my cashback earned on PhonePe?

Answer: You can use the cashback earned on PhonePe for various transactions, including mobile recharges, bill payments, merchant transactions, and online shopping. The earned cashback will be credited to your PhonePe wallet and can be utilized seamlessly during your payments.

3. What is the cashback limit on PhonePe?

Answer: PhonePe offers varying cashback limits depending on ongoing promotions and offers. To check the current cashback limits and terms, visit the PhonePe website or app's offers section for the most up-to-date information.

4. How do I claim my PhonePe cashback gift card?

Answer: To claim your PhonePe cashback gift card, check your PhonePe wallet for available cashback offers and gift cards. Simply select the relevant gift card, and it will be applied to your next eligible transaction automatically.

5. What is 100% cashback?

Answer: 100% cashback refers to a promotional offer where you receive the entire amount spent on a transaction as cashback. PhonePe occasionally runs such promotions, providing users with an opportunity to get their entire payment amount back in the form of cashback.