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In today's digital age, making money online has become easier than ever. One of the most popular ways to earn a decent income is by selling financial products. By offering customers access to financial products like opening savings accounts, opening demat accounts, selling loans, credit cards, digital gold, and many others, you can generate significant revenue.

The financial sector is a lucrative market that presents a plethora of opportunities for enterprising individuals to earn money online. In this blog post, we will delve into the world of financial product selling and explore some of the best apps to help you get started.

Whether you are a college student, stay-at-home parent, or simply looking to supplement your income, selling financial products online can be a lucrative option. With the rise of technology and increased accessibility to the internet, anyone can start a financial product selling business from the comfort of their home.

In this blog post, we will explore the various types of financial products that you can sell online, as well as the top apps to help you get started. From opening savings accounts to selling digital gold, there are a plethora of options available to those looking to make a profit in the financial sector.

So, if you're interested in learning how to earn money by selling financial products online, you've come to the right place. We've got all the information you need to get started, from the best apps to use, to tips on how to market your products effectively. Let's get started!

What are Financial Product?

Financial products are products that are offered by financial institutions, such as banks and other financial service providers, to help individuals and businesses manage their money, invest their savings, and access credit. Financial products come in various forms and are designed to meet different needs, depending on the customer's financial goals and circumstances.

Some of the most common financial products include:

  1. Savings accounts - These are deposit accounts offered by banks and other financial institutions that allow customers to earn interest on their savings while also providing easy access to their funds.
  2. Demat accounts - These are accounts used to hold securities, such as stocks and bonds, in electronic form.
  3. Loans - These are funds borrowed from a financial institution that must be repaid with interest over a set period of time. Common types of loans include personal loans, home loans, and business loans.
  4. Credit cards - These are payment cards that allow customers to borrow money from a financial institution to make purchases, which must be repaid with interest.
  5. Digital gold - This is a form of investment in which customers can buy and sell gold online through various financial service providers.
  6. BNPLBuy Now Pay Later - This is a payment method that allows customers to buy products and services now and pay for them later, often in installments with interest.

Overall, financial products are designed to help customers manage their money, invest their savings, and access credit, among other financial services.

Need of Selling Financial Product Online

Selling financial products online has become increasingly popular over the years, and for good reason. There are several reasons why individuals and businesses choose to sell financial products online. Firstly, it provides a great opportunity to earn additional income without the need for significant investment or overhead costs. With minimal startup costs and the ability to work from home, anyone can start a financial product selling business.

Secondly, selling financial products online allows for greater flexibility and convenience for both the seller and the customer. Customers can easily browse and purchase financial products online from the comfort of their homes, and sellers can manage their business from anywhere in the world as long as they have access to the internet. This makes it a great option for individuals who are looking for a side hustle or want to start a business while still maintaining their full-time job.

Thirdly, selling financial products online allows for a wider reach and a larger customer base. Instead of being limited to a local market, online sellers can reach customers from all over the world. This means that sellers can tap into a larger market and potentially earn more revenue than they would through traditional methods of selling financial products. Overall, the need for selling financial products online has increased due to its numerous benefits and the growing popularity of online shopping.

Some Best Mobile Apps To  Sell Financial Product Online

1. BankSathi

BankSathi is an online platform that provides a range of financial products and services such as loans, demat accounts, savings accounts, credit cards, and insurance. What sets BankSathi apart is its unique opportunity for individuals to become BankSathi advisors and earn an income by selling these financial products online. As an advisor, you can offer financial advice and sell a variety of financial products to customers through the platform, earning a commission on each sale. The platform is designed to be user-friendly, making it easy for both customers and advisors to navigate and use.


By becoming a BankSathi advisor, individuals can earn a good income by selling financial products online. The platform allows advisors to sell a range of products and services, giving them the flexibility to choose what products to sell and how much time they want to invest in selling. With BankSathi, individuals can leverage their networks to reach out to potential customers, while also receiving support and training from the platform. Overall, BankSathi offers a unique and exciting opportunity for individuals to earn a good income by selling financial products online and providing valuable financial advice to customers.

2. ZET previously OneCode

ZET, formerly known as OneCode, is an online platform that offers individuals the opportunity to sell a wide range of financial products and earn commissions. These products include loans, demat accounts, savings accounts, credit cards, insurance, and more. Becoming a OneCode advisor is a great way to start a business in the financial sector and earn additional income.


As a OneCode advisor, individuals can sell financial products to their network and earn a commission on each sale made. The platform provides all the necessary tools and resources to help advisors promote and sell the products. Additionally, advisors have the flexibility to work from anywhere and at their own pace, making it an ideal option for individuals who want to earn money on their own terms. Overall, ZET offers a great opportunity for individuals looking to sell financial products online and earn a commission for their efforts.

3. GroMo

GroMo is a fintech mobile application that allows individuals to earn money online by becoming a financial advisor and selling financial products. The app offers an easy and convenient platform for users to earn commissions on successful sales of financial products. Users can register for the app by providing their bank information and KYC details. Once registered, they can refer a range of financial products to potential customers and earn commissions on each successful sale. The app offers a zero investment platform for earning money online, making it an attractive option for individuals looking for flexible and hassle-free income opportunities.


GroMo offers a wide range of financial products to sell, including insurance, credit cards, savings accounts, Demat accounts, and other financial services offered by partner brands such as Axis Bank, Bajaj Finserv, Paytm Money, Upstox, Freecharge, and more. The commission rates offered by GroMo are some of the highest in the industry, and the app boasts a quick payout cycle, ensuring that users receive their earnings in a timely manner. The exact amount of commission earned by a user depends on the total value of the transaction and the terms of the specific financial product. Overall, GroMo is an excellent platform for individuals looking to earn money online by selling financial products.

4. CreditCode

CreditCode is a financial app that provides a unique opportunity for individuals to earn money by promoting financial products online. The app allows financial advisers and brands to market their products online and provides individuals with an opportunity to earn money by referring their friends and family to use the app. You can earn money by educating your network about the financial products available on the app and referring them to sign up for an account using your referral code.


When someone signs up for an account using your referral code, you will earn 10% of their earnings on CreditCode. This provides a great opportunity for individuals to earn passive income while promoting financial literacy and education to their network. Additionally, CreditCode also allows individuals to sell financial products online, such as savings accounts, demat accounts, loans, credit cards, digital gold, and BPNL Buy Now Pay Later. By selling these financial products, individuals can earn additional income and expand their financial product portfolio. Overall, CreditCode provides a unique and innovative platform for individuals to earn money while promoting financial education and literacy.

5. IndiaGold

IndiaGold is a popular mobile application that provides gold loan services and secure gold locker services across India. The app has gained popularity due to its ease of use and fast loan processing times. In addition to its loan services, IndiaGold also offers a Refer and Earn Program, which allows users to earn a commission by referring their friends and family to use the app for gold loans.


To participate in the IndiaGold Refer and Earn Program, users need to first download the IndiaGold app and register themselves. Once registered, they can access the 'Refer and Earn' section on the app and share their referral link with their network. When someone applies for a gold loan using the referral link and their loan is approved, the user who referred them will earn a commission of 1% up to ₹10,000. This program provides an excellent opportunity for individuals to earn money by simply referring their friends and family to use IndiaGold for their gold loan needs.

How much money you can earn from selling financial product online?

The amount of money that you can earn from selling financial products online can vary greatly and is dependent on several factors. Firstly, it depends on the type and quantity of financial products that you sell. Some financial products, such as loans or credit cards, may offer higher commissions than others. Additionally, the more financial products that you sell, the higher your earnings potential.

Secondly, your earning potential is also influenced by your digital network. If you have a large social media following, blog, or YouTube channel, you may be able to leverage your audience to promote financial products and earn a commission on any sales made through your referral link. This is known as affiliate marketing and can be a lucrative way to earn money online.

Overall, the amount of money that you can earn from selling financial products online is not fixed and can vary depending on several factors, including the type and quantity of financial products you sell, as well as the size and engagement of your digital network. However, with the right approach and strategy, selling financial products online can be a profitable source of income for individuals looking to earn money online.


In conclusion, earning money by selling financial products online is a lucrative opportunity that offers individuals a flexible and convenient way to generate income. There are numerous financial products available, such as savings accounts, demat accounts, loans, credit cards, digital gold, and many others, that can be sold online through various platforms. Becoming a financial product advisor through platforms like BankSathi or participating in referral programs like IndiaGold's Refer and Earn Program are just a few examples of how one can get started.

While the amount of money earned through selling financial products online varies depending on various factors like sales volume, digital network, and commission rates, it is possible to earn a good income with the right approach and effort. Moreover, the rise of digitalization has made it easier than ever before to reach out to potential customers and sell financial products online.

In conclusion, for individuals looking to generate additional income or start a new career, selling financial products online is a viable option. With the numerous opportunities available, individuals can leverage their networks, expertise, and technology to earn a good income from the comfort of their own homes.