Bill Payment Stores

₹201 to you, ₹21 to them — inside 28 days

Cash or points — your UPI handle decides which

₹200 to you, up to ₹600 to them — on a 30-customer target

Cashback when they send money — not when they sign up

They must sign up within one hour of your link

₹100 SuperCash takes ~₹2,000 of spending to use

₹25 per friend into your PayZapp wallet, capped at ₹250 a month

₹25 on signup — ₹100 needs a ₹6,000 rent payment

2% back on payments that earn the app nothing — so what is it selling?

UPI inside Airtel Thanks — no published referral terms

₹15 back on a ₹49 payment — a 30% subsidy on a zero-margin transaction

DirectPay4U pays ₹1 per referral — about one US cent — and a reward…