FamCoins and scratch cards, campaign-based

FamPay Referral Code

Name: FamPay Referral Code
Brand: FamPay
Rating: 5.0 (1 reviews)

5.0 ★

Invite rewards are FamCoins and scratch cards

FamPay now trades as FamApp by Trio, a UPI and prepaid-card spending account for ages 11 and up. Invite rewards are paid in FamCoins and scratch cards rather than cash, and the amounts rotate by campaign.

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Community Verified Updated 15 hours ago Works in India Free Signup

30 Active Codes

28 Used Today

India Available In

Android, iOS Platform

Genie Says

FamPay is now FamApp by Trio and is no longer teens-only — 11+ through adults, with bank linking for over-18s. Invite rewards are FamCoins and scratch cards spent inside the app, never cash, so the ₹5,000 figure on listing sites is a campaign ceiling. FamApp publishes no referral terms; the in-app Invite screen is the only live number.

Community Activity

Live

Someone copied save400 55m ago
Someone copied a referral link 6h ago
Someone copied PAVAR269F 15h ago
Someone copied HARSRJWD0-100L 15h ago
Someone copied PSVB030417 15h ago
mohdaliraztcrwl shared a new code 15h ago
28 codes copied today today

How much can you earn?

Share your own code and earn rewards when friends use it

FamCoins credited once the invited user completes KYC and starts transactingper successful referral*

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Top FamPay Referral Codes

Verified by the GiveRefer community

mohdaliraztcrwl 20 uses

NewNo votes yet 55m agoLast worked

DHEERAJ 33 uses

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eerajputrqfmh Top Contributor 182 uses

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ihaan5htdi 171 uses

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akshmiuryagwvty 9 uses

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vmt0v 40 uses

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rdjqk 17 uses

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Eddie Verified 115 uses

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Tanmay1 1 use

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Pranav4 2 uses

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akshyajwlef 3 uses

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Lule_012 33 uses

NewNo votes yet 3w agoLast worked

babburushrsm23x

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atyamsonin2h8n 11 uses

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zmatli6966x 102 uses

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ohitbnmxi

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oel0ynp4

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nshumanxg0di 1 use

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airamatkariflfy 2 uses

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arshitpundldkfy 3 uses

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n5oqhl 5 uses

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ayushchadabapro 3 uses

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unalashyapgnxai 2 uses

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akshyay6uo5

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eevanjvbji 1 use

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pavanajbhalla 2 uses

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bhinavumarahcxa 1 use

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arbahmubarbyny1 2 uses

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Have your own code? Add it here and earn rewards

How to Use a FamPay Referral Code

Open Invite in the app

FamApp publishes no referral terms online. The Invite screen in your own app is the only authoritative statement of what your account is being offered.

Friend signs up with your code

They need the code applied at registration. FamApp is available from age 11, so under-18s can sign up in their own name.

They complete KYC

The account is not fully live until identity verification finishes, and rewards key off activity after that point.

Rewards arrive as coins

FamCoins and scratch cards, spendable inside FamApp against offers and discounts. Not cash, not transferable, not instant.

Reward Details

Your Reward: FamCoins and scratch-card rewards on qualifying activity — value set by the campaign live in your app
Referrer Reward: FamCoins credited once the invited user completes KYC and starts transacting
Validity: FamCoins are spent inside FamApp against offers and discounts; they are not withdrawable
Available In: India
Referral Limit: Not published — FamApp states no referral cap anywhere in its public terms
Payout Time: Not instant — rewards follow KYC completion and qualifying transactions
Eligibility: FamApp accounts from age 11; bank-account linking and UPI 2.0 autopay require 18+

Why Choose FamPay?

It is FamApp by Trio now

FamPay rebranded and dropped the teens-only framing — 11+ through adults, with bank-account linking and UPI autopay for over-18s.

FamCoins, not rupees

Rewards are in-app points and scratch cards burned against offers. Nothing is withdrawable, so "₹5,000 instantly" describes a ceiling, not a payment.

No published referral terms

FamApp documents none, which is exactly why every listing site quotes a different number. Check the Invite screen instead.

About FamPay

FamApp — formerly FamPay — gives 11+ users their own UPI ID and prepaid card without a traditional bank account, and lets 18+ users link a bank account directly. Its invite program is real but pays in app currency, and it is the reason every referral figure you find online contradicts the next one.

Start with the name, because it changes what you are looking for. FamPay is now FamApp by Trio, published by Tri O Tech Solutions Pvt Ltd. It also stopped being a teenagers-only product. FamApp is positioned for 11 and up through to adults, and users over 18 can link their own bank account and run UPI 2.0 payments and autopay for subscriptions rather than topping up a prepaid balance.

Now the part that matters for a referral. FamApp does not publish referral terms anywhere — no refer-a-friend page, no help-centre article, no T&C section covering invites. That absence is why the numbers you find online disagree so violently: ₹51, ₹400, ₹1,000 coins, ₹5,000. Each is somebody's screenshot of a campaign that has since rotated out.

What is consistent is the currency. FamApp's reward system runs on FamCoins — in-app points earned on activity and spending, which you burn against offers, discounts and rewards inside the app — and on scratch cards awarded after qualifying payments. Neither is cash, neither is withdrawable, and neither arrives instantly. A headline promising ₹5,000 instantly is describing a ceiling on a lucky-draw mechanic, not a payout.

The practical gates are the ones you would expect from a regulated payments app. Your friend has to complete KYC before their account is fully live, and rewards attach to activity after that — signing up alone does not finish the job.

Open Invite in your own FamApp before quoting a number to anyone. It is the only version that applies to your account today, and it is the only one that has not already rotted.