A Dutch neobank.

bunq Referral Code

Q: How much is the bunq referral reward?

It depends on which reward track you choose: a free Personalized Card, bonus savings interest, up to EUR 100 for Switch Service, or 12 free months of bunq Core.

Q: What does my friend need to do?

It depends on the track: a EUR 50 card payment, a qualifying Savings deposit, activating Switch Service, or a EUR 50 ZeroFX card payment.

Q: Is Ireland different?

Yes, in Ireland both sides simply earn 1,000 bunq Points once the friend verifies their account.

You pick the reward: a free Metal Card, bonus interest, or free months

Invite a friend to bunq and choose which reward track to unlock: a free Metal Card, bonus savings interest, up to EUR 100 for Switch Service, or 12 free months of bunq Core.

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Genie Says

bunq is currently offering you pick the reward: a free Metal Card, bonus interest, or free months.

How much can you earn?

Share your own code and earn rewards when friends use it

A free Personalized Card, bonus interest, up to EUR 100, or 12 free months -- referrer's choiceper successful referral*

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How to Use a bunq Referral Code

Open Profile > Invite Friends

In the bunq app.

Choose your reward track

Card, Savings, Switch Service, or ZeroFX.

Share your link by text

With a friend new to bunq.

They complete the matching action

Unlocking your chosen reward.

Reward Details

Your Reward: You pick the reward: a free Metal Card, bonus interest, or free months
Referrer Reward: A free Personalized Card, bonus interest, up to EUR 100, or 12 free months -- referrer's choice
Eligibility: Each reward track requires a different qualifying action from the friend; Switch Service reward is Netherlands-only

Why Choose bunq?

You choose the reward track

A free card, bonus interest, EUR 100, or 12 free months -- pick before you invite, and each has a different trigger.

Switch Service is Netherlands-only

The up-to-EUR-100 reward for activating Switch Service does not apply outside the Netherlands.

Ireland runs a simpler, flat scheme

Both sides get 1,000 bunq Points on account verification, instead of the multi-track structure used elsewhere.

About bunq

bunq is unusual in letting the referrer pick which reward to go for before inviting -- a free card, bonus interest, or free months -- each requiring a different action from the friend, rather than one fixed reward for everyone.

bunq is a Dutch neobank. Open the app, tap Profile, then Invite Friends, and share your unique referral link by text.

Each of bunq's Home, Cards, Savings, Stocks, and ZeroFX tabs offers a different reward, and you choose which one to claim before inviting: a free Personalized Card if your friend makes a EUR 50 card payment, bonus interest if they make a qualifying Savings deposit, up to EUR 100 if they activate Switch Service (Netherlands only), or 12 free months of bunq Core if they make a EUR 50 card payment from the ZeroFX screen. Business referrals can earn up to EUR 50 for a qualifying business deposit.

In Ireland, the structure is simpler: both you and your invited friend earn 1,000 bunq Points as soon as they verify their account.

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