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In today's world, where technology is rapidly advancing, financial services are also evolving to meet the changing needs of consumers. One of the most significant advancements in this area is the rise of finance apps, which offer a range of services, from budgeting and investing to personal loans and credit cards. But what if we told you that you could earn money just by referring these apps to your friends and family? That's right, many finance apps offer referral programs that allow you to earn cash rewards or other incentives for every person you refer who signs up for their services.

In this blog, we will take a closer look at the top finance app referral programs you need to join in 2023. These programs are not only an excellent way to earn some extra cash but also an opportunity to introduce your friends and family to some of the best finance apps available. So without further ado, let's dive into the top finance app referral programs for 2023.

1. BankSathi Referral Program

BankSathi is a top finance app referral program that you should consider joining in 2023. The platform offers a unique opportunity for individuals to become advisors and earn an income by selling financial products online. As an advisor, you can sell a range of financial products, including loans, savings accounts, credit cards, and insurance, to customers through the platform and earn a commission on each sale. BankSathi's user-friendly platform makes it easy for both customers and advisors to navigate and use, while the flexibility to choose what products to sell and how much time to invest offers a great opportunity for individuals to earn a good income.


In addition, BankSathi offers support and training to advisors, making it an ideal choice for those looking to start a career in finance or supplement their existing income. By leveraging your network to reach potential customers, you can earn a good income while providing valuable financial advice to customers. Overall, BankSathi is a great option for anyone looking to earn extra income and build a career in finance, making it one of the top finance app referral programs you should consider joining in 2023.

2. GroMo Referral Program

GroMo is one of the top finance app referral programs you need to join in 2023. With a focus on enabling users to become financial advisors and sell financial products, GroMo offers a unique opportunity to earn money online. The app offers a zero-investment platform, making it easy for anyone to start earning commissions on successful sales of financial products. Users can refer a range of financial products from partner brands such as Axis Bank, Bajaj Finserv, Paytm Money, Upstox, Freecharge, and more.


What makes GroMo stand out from other finance app referral programs is its high commission rates and quick payout cycle. With a wide range of financial products to choose from, users can earn significant commissions on each successful sale. Additionally, the app's quick payout cycle ensures that users receive their commissions promptly, making it a reliable source of income. So if you're looking for a top finance app referral program to join in 2023, GroMo is definitely worth considering.

3. CreditCode Referral Program

If you're looking for a top finance app referral program to join in 2023, the CreditCode Refer and Earn program is worth considering. With this program, you can earn money by referring your friends to use the CreditCode app and educate them on the financial products being offered. The best part is that you can earn 10% of your friend's earnings when they use your referral code to create an account and start earning through CreditCode.


What's great about the CreditCode referral program is that anyone can become a partner, regardless of their financial background. Whether you're a financial advisor, influencer, retired banker, loan or insurance agent, financial analyst, or CA, you can use your knowledge and expertise to refer users to CreditCode and earn commissions. With the potential to earn a passive income stream, the CreditCode referral program is an attractive option for those looking to make extra money in the finance industry. So, if you're interested in becoming a CreditCode partner, sign up today and start referring your friends to this innovative finance app.

4. Gullak Referral Program

As we look towards the future and the top finance app referral programs you need to join in 2023, Gullak is one app that should be on your radar. With its innovative savings features and user-friendly interface, Gullak is the perfect tool for anyone looking to improve their financial health. And with the Gullak Refer and Earn program, you can even earn extra money just by recommending the app to your friends and family.


By leveraging the power of referral marketing, Gullak is able to incentivize its users to spread the word about the app and grow its user base. With rewards ranging from ₹25 to ₹125 per successful referral, there's a lot of potential to earn some extra cash by simply sharing the app with those around you. And with the added benefit of Gullak Gold+, users can even securely lease their gold through the app and diversify their investments.

In short, Gullak is a top finance app referral program you should consider joining in 2023. With its innovative savings features, easy-to-use interface, and lucrative referral rewards, Gullak is the perfect tool to help you achieve your financial goals and make your money work for you.

5. MyFirstPartner Referral Program

MyFIRST Partner Referral Program is one of the top finance app referral programs that you need to join in 2023. This program offers a lucrative opportunity for individuals to earn money by simply referring personal loan applicants to MyFIRST. With a flat 1.5% per disbursal, you can earn up to 50,000 Rs per month as a MyFIRST Partner.


What's great about the MyFIRST Partner Referral Program is that it is open to anyone who is at least 18 years old. This means that you don't need to be a finance expert or have any prior experience in the industry to take advantage of this opportunity. Whether you're a Real Estate Agent, Insurance Agent, Travel Agent, Sales Agent, or just someone looking for an additional income opportunity, you can sign up to become a MyFIRST Partner and start earning money today. So if you're looking for a simple and effective way to earn extra cash in 2023, be sure to join the MyFIRST Partner Referral Program and take advantage of this fantastic opportunity.

6. Wizely Referral Program

Wizely is a top finance app referral program that you need to join in 2023. With its focus on helping users build good money habits and improve their financial wellness, Wizely offers a range of features that make managing finances easy and accessible. When you refer a friend to Wizely, both you and your friend can earn up to Rs 100 on signup, and up to Rs 500 if your friend starts saving with the platform. This means that you can earn extra cash simply by sharing the benefits of Wizely with your friends and family.


But that's not all. Wizely Wednesdays is a special weekly event that offers users a chance to earn even more rewards. By completing simple financial tasks on the Wizely app, users can increase their Financial Wellness Score and earn scratch cards with rewards of up to Rs 25 lakhs in Mega Cash Reward every Wednesday. This means that not only can you earn money through the referral program, but you can also earn rewards for taking steps to improve your own financial wellness. So if you're looking for a finance app referral program that offers both financial benefits and opportunities to improve your financial habits, Wizely is the app for you.

7. Turtlemint Pro Referral Program

Turtlemint Pro is one of the top finance app referral programs that you need to join in 2023. With its zero-investment opportunity, individuals have the chance to earn attractive income by selling insurance policies online. The Turtlemint Pro Refer and Earn Program takes this opportunity a step further by offering rewards to users who invite their friends to use the app. With rewards of up to 4000 AP based on the activity of your referred friends, this is an excellent way to earn some extra cash.


Furthermore, Turtlemint Pro's Refer and Earn Program also allows you to refer your friends to become an insurance advisor with the platform. This means that you can earn up to 20,000Rs in regular monthly income by helping your friend become an active insurance advisor. By sharing your referral link, you can help your friend start earning and take advantage of this incredible opportunity with Turtlemint Pro. So, if you're looking to make some extra cash in 2023, make sure you join Turtlemint Pro's Refer and Earn Program and start referring your friends today!

8. IndiaGold Referral Program

IndiaGold's referral program is one of the top finance app referral programs you should consider joining in 2023. With the increasing demand for gold loans in India, the app has become a popular choice for those looking for a fast and secure way to obtain a gold loan. By joining the IndiaGold Refer and Earn Program, users not only get access to its loan services but also an opportunity to earn money by simply referring their friends and family.


The referral program's 1% commission rate up to ₹10,000 is an attractive incentive for users to invite their network to use IndiaGold for their gold loan needs. With the ease of use of the IndiaGold app, the referral process is straightforward and hassle-free, making it an excellent opportunity for individuals looking to earn extra income. As such, IndiaGold's Refer and Earn Program is a great option for those seeking to take advantage of top finance app referral programs in 2023 and earn some extra cash.

9. ZET Referral Program

If you are looking for a top finance app referral program to join in 2023, you might want to consider ZET. Formerly known as OneCode, this platform offers individuals the opportunity to become financial product advisors and earn commissions for selling various products like loans, savings accounts, credit cards, and insurance. ZET provides all the necessary resources to help advisors promote and sell the products, making it an excellent option for those looking to start a business in the financial sector and earn additional income.


One of the significant advantages of becoming a ZET advisor is the flexibility it offers. Advisors can work from anywhere and at their own pace, making it an ideal option for individuals looking to earn money on their own terms. With the right strategy and effort, becoming a ZET advisor can be a lucrative opportunity for those looking to enter the finance industry. So, if you are looking to earn some extra cash by selling financial products, ZET is a top finance app referral program you should consider joining in 2023.

10. CRED Referral Program

If you're looking for a finance app referral program that can help you earn rewards and privileges, then the CRED Referral Program is worth considering. CRED is a unique app that rewards you for paying your monthly credit card bills. Every time you make a payment, you earn reward points that you can redeem for exciting rewards. Plus, CRED members get access to specially curated rewards and privileges that can make managing your finances even more rewarding.


To join the CRED Referral Program, all you need to do is share your CRED referral link with friends and family. For every successful referral, you earn 10 gems, which you can redeem for rewards like Uber vouchers, Flipkart gift cards, Amazon vouchers, or even cashback on your credit card bills. The program also offers special rewards for new members, such as a Rs. 250 bonus for your first credit card bill payment and a Rs. 150 Uber gift card.


In conclusion, the world of finance is constantly evolving, and with it, the ways we manage our money. One of the newest trends in the finance industry is the rise of referral programs offered by finance apps. These programs allow users to earn money by simply recommending the app to their friends and family.

In this article, we have highlighted some of the top finance app referral programs that you should consider joining in 2023. Fibe Personal Loan, BankSathi, GroMo, CreditCode, Gullak, MyFirst Partner, Wizely, and Turtlemint Pro are all great options that offer different rewards and benefits to users.

Whether you're looking to earn extra cash or take advantage of special discounts, there's a referral program out there for you. So why not take advantage of these programs and start earning some extra money today? With the right finance app referral program, you can make your money work for you and take your finances to the next level.