Best Indian Apps to Earn ₹500 Daily Without Investment

In today’s fast-paced digital India, making money online isn't just a dream—it’s a daily reality. With just a smartphone and an internet connection, anyone—students, homemakers, job seekers, or part-time hustlers—can start earning a steady income without spending a single rupee upfront. Whether you’re looking for extra cash for daily expenses or planning to build a passive income stream, these trusted Indian apps offer legit ways to earn ₹500 or more per day, all from the comfort of your home.

Why Earning ₹500 Daily is Totally Possible in 2025 :-

Gone are the days when you needed a big investment or technical skills to earn money online. Today, many Indian apps offer genuine income opportunities through:

1. Referral programs paying ₹50 to ₹250 per invite.
2. Daily tasks, surveys, or watching videos for Paytm or UPI cash.
3. Performance-based rewards for consistent users.

By combining 2–3 of these high-paying apps and spending just 1–2 hours daily, earning ₹15,000+ monthly is not only achievable—it’s sustainable. So whether you're working from home or studying, these apps can become your go-to source of daily income.

Criteria for Selecting the Apps :-

Not every money-earning app is worth your time—or trust. To ensure you're only using the best and most reliable platforms, we’ve selected these apps based on strict criteria tailored for Indian users in 2025. Here’s what we looked for:

1. 100% Free to Join

No hidden charges, no premium memberships. Every app listed here can be used without spending a single rupee.

2. Pays in Paytm, UPI, or Direct Bank Transfer

We only picked apps that offer real cash payouts, not just gift cards or in-app credits. Whether it's Paytm wallet, UPI, or direct bank deposit—you’ll get your earnings in hand.

3. Referral or Task-Based Earnings

Each app offers one or both:

1      Invite-and-earn programs with ₹50–₹250 per referral.

2      Simple daily tasks like watching ads, surveys, short tasks, or content sharing.

4. Real Reviews and Payment Proofs

All apps have verifiable user reviews, YouTube videos, or screenshots proving successful payouts. No shady or newly launched platforms.

5. Play Store Rating of 4.0 or Higher

To ensure trust and performance, we’ve only considered apps with a minimum 4.0 rating and thousands of downloads on the Google Play Store.

Here Are the Top Indian Apps to Earn ₹500 Daily Without Investment :-

Below is the ultimate list of trusted and legit apps that help you earn daily—without any upfront cost. These apps cover everything from referrals and reselling to task-based micro jobs. Start exploring:

1.      Meesho – Resell products & earn ₹100–₹1000 per referral

2.       Groww – Refer friends to open Demat accounts & earn ₹100–₹500

3.       Shopsy – Flipkart-backed platform to resell items & earn ₹100–₹300

4.       Rapido – Refer riders or captains & earn ₹50–₹100

5.       CRED – Pay credit card bills & refer friends to earn ₹250

6.      Roz Dhan – Read news, check in daily & refer friends to earn ₹50–₹200

7.       Taskbucks – Complete tasks, surveys & refer friends to earn ₹25–₹100

8.       mRewards – Watch videos, download apps & earn ₹20–₹50 instantly

These apps are free, beginner-friendly, and designed to help Indians earn online safely and smartly in 2025.

Meesho – Earn₹100 to ₹1000 Daily Through Referrals & Reselling

Meesho is one of India’s most trusted and widely used platforms for reselling fashion, home, and lifestyle products. Whether you're a student, homemaker, or looking for a flexible side income, Meesho lets you earn in two powerful ways—by reselling products to your network or referring new users to the app.

How You Earn with Meesho :-

1. Referral Bonus: ₹100–₹1000 per referral.
2. Earning Methods: Product reselling + Invite & Earn program.
3. Payout Mode: Direct bank transfer.
4. Play Store Rating: ⭐ 4.4 Trusted by millions.

Tip: New users get 15% off on their first order when signing up via referral.

Access Meesho referral codes by clicking here.

Groww – Earn₹100 to ₹500 by Referring Demat Users

Groww is one of India’s most trusted investment platforms for beginners. Whether you’re looking to invest in mutual funds, SIPs, or the stock market, Groww provides a simple, paperless experience. But that's not all—Groww rewards users with up to ₹500 per referral when someone opens a Demat account through their unique link.

How You Earn with Groww :-

1. Referral Bonus: ₹100–₹500 per referral.
2. Earning Method: Invite friends to open a free Demat account.
3. Payout Mode: Groww balance can be withdrawn to bank/UPI.
4. Play Store Rating: ⭐ 4.3 Highly rated for ease of use.

Tip: Ensure your referred user completes full KYC and account activation to unlock your referral bonus.

Access Groww referral codes by clicking here

Shopsy –Resell Products & Earn ₹100 to ₹300 Per Order

Shopsy, a social commerce platform by Flipkart, is perfect for students, homemakers, and part-time hustlers who want to earn from home. You can easily share products, place orders on behalf of others, and earn a commission on every sale—without any investment.

How You Earn with Shopsy :-

1. Referral Bonus: ₹100–₹300 per order.
2. Earning Method: Resell products via links or place orders for others.
3. Payout Mode: Direct bank transfer.
4. Play Store Rating: ⭐ 4.2 Flipkart-backed and trusted.

Tip: New users get 20% off on their first order when signing up using a referral.

Access Shopsy referral codes by clicking here

Rapido – Earn₹50 to ₹100 by Referring Users or Captains

Rapido is India’s top bike-taxi and auto-rickshaw booking platform, offering fast and affordable rides in major cities. Not just a ride-hailing app, Rapido also offers a solid referral program that rewards you for inviting both new users and captains drivers to the platform.

How You Earn with Rapido :-

1. Referral Bonus: ₹50–₹100 per user/captain referral.
2. Earning Method: Invite riders or captains to sign up using your code.
3. Payout Mode: Paytm cashback or ride credits.
4. Play Store Rating: ⭐ 4.1 Popular and widely used.

Tip: Get ₹25 cashback instantly on your first ride by signing up via referral.

Access Rapido referral codes by clicking here

CRED – Earn₹250 by Referring Friends & Paying Credit Card Bills

CRED is an exclusive platform that rewards users for timely credit card bill payments. Alongside luxury rewards and exclusive offers, CRED runs a referral program where users can earn up to ₹250 when someone signs up and makes their first credit card payment.

How You Earn with CRED :-

1. Referral Bonus: ₹250 per referral.
2. Earning Method: Invite friends + earn CRED coins and gems.
3. Payout Mode: Redeemable vouchers, cashback, or product discounts.
4. Play Store Rating: ⭐ 4.4 Premium experience for credit card users.

Tip: You can earn 10 gems for each successful referral + unlock curated brand rewards by using your coins.

Access Cred referral codes by clicking here

Roz Dhan –Earn Daily by Reading News, Referring & Completing Tasks

Roz Dhan is one of India’s most beginner-friendly apps to earn money online without investment. From checking in daily to reading news and downloading apps, Roz Dhan rewards you for simple actions—and you can cash out straight to Paytm.

How You Earn with Roz Dhan  :-

1. Referral Bonus: ₹50–₹200 per invite.
2. Earning Methods: Daily check-in, reading news, downloading apps, inviting friends.
3. Payout Mode: Paytm cash.
4. Play Store Rating: ⭐ 4.3 100M+ downloads.

Tip: Stay consistent for 7 days to unlock bonus boosters and quicker payouts.

Access Roz Dhan referral codes by clicking here

Taskbucks –Earn Through Surveys, Installs, & Referrals

Taskbucks has been a reliable micro-task app for years. Earn money by testing new apps, completing short surveys, participating in contests, or referring your friends.

How You Earn with Taskbucks :-

1. Referral Bonus: ₹25–₹100 per friend.
2. Earning Methods: App installs, surveys, daily contests, referrals.
3. Payout Mode: Paytm or mobile recharge.
4. Play Store Rating: ⭐ 4.2 Lightweight app, widely used.

Tip: Focus on high-paying surveys and app offers to reach ₹500/day faster.

Access Taskbucks referral codes by clicking here

mRewards –Watch Videos, Download Apps & Earn Instantly

mRewards makes earning fun and effortless. Whether you're watching video ads, spinning a wheel, or referring friends—each action pays. If you're looking for apps that pay instantly, this one's a solid pick.

How You Earn with mRewards :-

1. Referral Bonus: ₹20–₹50 per user.
2. Earning Methods: Watch videos, install apps, refer friends.
3. Payout Mode: UPI or Paytm.
4. Play Store Rating: ⭐ 4.4 Popular for instant rewards.

Tip: Look out for “Instant Pay” campaigns that give UPI cashback within minutes.

Access mRewards referral codes by clicking here

Final Thoughts: Start Earning ₹500 Daily Without Investment

In 2025, earning money online in India is not just a trend—it’s a real and accessible opportunity for anyone with a smartphone. Whether you're a student looking to cover your daily expenses, a homemaker seeking financial independence, or a working professional building a side hustle, the apps listed above give you all the tools you need to start earning ₹500 per day—without spending a single rupee.

From trusted platforms like Meesho and Groww to beginner-friendly apps like Roz Dhan and mRewards, you can choose your earning style—referrals, reselling, or micro-tasks—and build a steady stream of income. Combine 2–3 of these apps, stay consistent, and watch your digital wallet grow daily.

And don’t forget to take advantage of GiveRefer, your one-stop referral hub to explore 700+ referral programs in one place. It can supercharge your earnings and simplify your sharing game.

🔥 So what are you waiting for?
Start with the apps that best match your interests and skills, and make your ₹500/day goal a reality today!

Frequently Asked Questions – Referral & Earning Apps in India 2025

1. What types of apps offer referral programs in India?

Apps related to shopping, investing, ride-hailing, credit card payments, news reading, and micro-tasks commonly offer referral programs to attract new users.

2. Are referral programs free to join?

Yes, all the apps mentioned Meesho, Groww, Shopsy, etc. offer 100% free referral programs. You just need to sign up and start sharing your unique code or link.

3. How do I start referring someone using an app?

After signing up, go to the app’s “Refer & Earn” or Invite Friends section, copy your referral code/link, and share it via WhatsApp, Telegram, email, or social media.

4. What rewards can I earn through referrals?

You can earn cashback, wallet money, Paytm/UPI transfers, discount vouchers, or coins/gems depending on the app.

5. Which app gives the highest referral bonus?

Apps like Meesho and Groww offer the highest referral payouts—up to ₹1000 per referral in some cases.

6. What is required for me to get the referral bonus?

The referred user must sign up using your referral code/link and complete a key action like placing an order Shopsy, opening a Demat account Groww, or making a payment CRED.

7. Is there a time limit for claiming referral rewards?

Yes, many apps require the new user to complete the qualifying action within 7 days of signing up via referral.

8. How can I track my referral earnings?

All apps provide a referral dashboard within your account where you can view your total earnings and referral history.

9. Are there limits on how many people I can refer?

Most apps allow unlimited referrals. However, some like Shopsy or CRED may cap monthly earnings e.g., ₹1500/month for Shopsy.

10. What if someone forgets to use my referral code?

If a user doesn’t enter your code or link while signing up, you won’t receive any referral reward. The code must be applied during registration.

11. How are payments made?

Depending on the app, you’ll get paid via Paytm, UPI, bank transfer, or in-app wallet like Groww Balance or CRED Coins.

12. Can I withdraw the rewards to my bank account?

Yes, most apps like Groww, Roz Dhan, Rapido, Taskbucks, and Meesho allow direct withdrawals to your bank or Paytm account.

13. Can I earn by just referring, without using the app?

In some cases like Shopsy and Taskbucks, yes. But others like Groww or CRED may require you to complete your own KYC or use the app first.

14. Do I need to be an active user to refer others?

Most apps prefer that you’re an active verified user, especially for finance-based apps like Groww and CRED.

15. Are these referral programs available globally?

No, most referral programs listed here are valid only in India, though apps like CRED and Groww may expand globally.

16. Do I earn instantly after referring someone?

Some apps like mRewards and Roz Dhan pay instantly. Others like Groww and CRED reward you after the referred user completes specific actions.

17. Are referral programs safe and legit?

Yes, the listed apps are all verified, rated 4.0+ on the Play Store, and have transparent payout systems.

18. Can I refer via email or only social media?

You can refer via any platform—email, WhatsApp, Telegram, or even SMS. Just ensure the user signs up using your link.

19. Do referred users also get benefits?

Yes! Most apps offer sign-up bonuses to new users who register via referral, such as 15% off Meesho, ₹25 cashback Rapido, or ₹250 bonus CRED.

20. What's the smartest way to earn ₹500 daily from these apps?

Focus on apps with high referral payouts like Meesho, Groww, CRED, and combine them with daily task apps like Roz Dhan, mRewards for a balanced daily income strategy.