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Gpay logo ₹201 referrer / ₹21 referee, 28-day window

Gpay Referral Code

₹201 to you, ₹21 to them — inside 28 days

Google Pay is India's most-used UPI app, paying ₹201 to the referrer and ₹21 to the new user when the referred friend makes a qualifying first payment within 28 days. Capped at ₹9,000 a financial year across all Google Pay offers.

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Community Verified Updated 1 week ago Works in USA, UK +52 more Free Signup
₹201OFF
218 Active Codes
₹201 Max Reward
USA, UK +52 more Available In
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Genie Says

Google Pay pays the referrer ₹201 and the new user ₹21, but only if the friend makes a qualifying first payment within 28 days of using the code. Annual limits are 100 referrals and 25 welcome-back rewards, capped at ₹9,000 across all Google Pay offers including scratch cards, and the program is not available in Tamil Nadu.

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  • anpreetkaua1spp shared a new code 2w ago
  • humikazgpcg shared a new code 2w ago
  • Someone copied m23vd5d 2w ago

How much can you earn?

Share your own code and earn rewards when friends use it

₹201 per successful new referral; ₹21 for a welcome-back referral of a user inactive 180+ daysper successful referral*

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Top Gpay Referral Codes

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anpreetkaua1spp
anpreetkaua1spp 10 uses
NewNo votes yet 21h agoLast worked
humikazgpcg
humikazgpcg
NewNo votes yet
Sailu
Sailu Verified 2 uses
NewNo votes yet 2w agoLast worked
Manshi1
Manshi1 1 use
NewNo votes yet 3w agoLast worked
Lule_012
Lule_012 1 use
NewNo votes yet 4d agoLast worked
oel0ynp4
oel0ynp4 Verified 2 uses
NewNo votes yet 4d agoLast worked
Have your own code? Add it here and earn rewards

How to Use a Gpay Referral Code

Share your referral link

From the Google Pay app. You need a valid linked bank account to receive anything, and the offer is not available in Tamil Nadu.

Friend joins on an Indian number

They must be new to Google Pay, or returning after 180+ days of inactivity, and need a +91 phone number.

They pay someone within 28 days

A person, a bill, a merchant or an external bank account. Insurance premiums do not count, nor do payments between accounts with the same details.

₹201 lands in Rewards

Usually within 48 hours, then up to seven business days to reach your bank. Your friend receives ₹21.

Reward Details

Your Reward
₹21 as the new user, once you make a qualifying first payment
Referrer Reward
₹201 per successful new referral; ₹21 for a welcome-back referral of a user inactive 180+ days
Minimum Purchase
First payment must be to a person, a bill, a merchant site or app, or an external bank account — insurance premiums do not count
Validity
The referred friend's first successful payment must happen within 28 days of using the code
Available In
USA, UK, India, Canada, Australia, Germany, France, Japan, China, Brazil, Italy, Spain, Mexico, South Korea, Russia, Netherlands, Switzerland, Sweden, Norway, Denmark, Finland, Ireland, Belgium, Austria, Portugal, Poland, Turkey, Saudi Arabia, United Arab Emirates, Israel, Singapore, Malaysia, Indonesia, Thailand, Philippines, Vietnam, Cyprus, Bangladesh, Sri Lanka, Nepal, South Africa, Nigeria, Egypt, Kenya, Argentina, Chile, Colombia, Peru, New Zealand, Greece, Czech Republic, Romania, Hungary, Qatar
Referral Limit
100 new-referral rewards and 25 welcome-back rewards per financial year, capped at ₹9,000 across all Google Pay offers (1 April – 31 March)
Payout Time
Reward appears in Rewards within 48 hours; bank credit takes up to 7 business days
Eligibility
Friend needs an Indian +91 number and must be new or inactive 180+ days; referrer needs a linked bank account. Not available in Tamil Nadu.

Why Choose Gpay?

28 days, then it is gone

The referred friend's first successful payment must happen inside 28 days of using the code. This is the single most common reason a Google Pay referral pays nothing.

₹9,000 a year covers everything

Referrals and ordinary scratch cards draw on the same annual ceiling across all Google Pay offers, running 1 April to 31 March. Heavy users hit it without realising.

Not available in Tamil Nadu

Google Pay referral rewards are excluded in Tamil Nadu under state law — a restriction that appears on no other page ranking for this query.

About Gpay

Google Pay runs UPI payments straight from your bank account, and unlike almost every other brand on this site it publishes its referral terms in full. The conditions are specific, and three of them decide whether you get paid.

Google Pay is the rare case where the brand documents its referral properly, so there is no need to guess. The referrer receives ₹201 and the new user receives ₹21 — note the direction, because pages promising "₹201 on signup" have it backwards.

The condition that decides everything is the clock. Your friend must make their first successful payment within 28 days of using your referral code or link. Miss the window and neither side is paid, with no way to reinstate it. If you share a code with someone who installs the app and does not get round to paying anyone for a month, that referral is simply gone.

What counts as that first payment is defined narrowly. It must be a payment to another person, a bill payment, a payment to a merchant site or app, or a transfer to an external bank account. Insurance premium payments do not count. Nor do payments to Google Pay users sharing the same account details as your friend — which is how Google closes off the self-referral loop of paying yourself from a second handset.

Then the annual ceilings, which are the least-known part of the program. In a financial year running 1 April to 31 March you can earn a maximum of 100 new-referral rewards and 25 welcome-back rewards, and no more than ₹9,000 in total across all Google Pay offers. That last figure is the one that catches heavy users: your scratch cards from ordinary payments draw on the same ₹9,000 allowance as your referrals. Once it is exhausted, further rewards stop regardless of how many people you refer.

Two eligibility details worth knowing. Google Pay referral rewards are not available in Tamil Nadu, because of state law. And your friend needs an Indian phone number with the +91 country code, while you need a valid linked bank account to receive anything.

There is also a mechanism almost nobody publishes: the welcome-back reward. A Google Pay user who has been inactive for more than 180 days can be brought back through a referral link, paying ₹21 to each side. It is smaller than a new-user referral, but it means lapsed users are not worthless — and 25 of them a year are allowed.

Rewards usually appear in the Rewards section within 48 hours, and the money can take up to seven business days to reach your bank account.

Frequently Asked Questions

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