Life, medical and critical illness insurance in Hong Kong.

FWD Insurance Referral Code

Q: What does my friend get?

Up to 70% off their first-year premium, or a premium waiver on select medical plans, using code FWDREF.

Q: What do I get for referring?

A HK$400 supermarket cash coupon, once the application is reviewed and approved.

Q: Does my friend need to pay annually?

Yes -- the designated plans must be purchased in annual payment mode.

70% off first-year premium for your friend, HK$400 for you

Refer a friend to FWD Online Insurance in Hong Kong: they get up to 70% off their first-year premium with code FWDREF, and you earn a HK$400 supermarket cash coupon once their application is approved.

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$400OFF

$400 Max Reward

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Genie Says

FWD Insurance is currently offering 70% off first-year premium for your friend, HK$400 for you.

How much can you earn?

Share your own code and earn rewards when friends use it

HK$400 supermarket cash coupon per referralper successful referral*

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How to Use a FWD Insurance Referral Code

Share your experience

Tell a friend or family member about FWD.

They apply with code FWDREF

On a designated plan, annual payment mode.

They enter your details

As the referrer, during application.

FWD reviews and approves

Your HK$400 coupon is sent by email.

Reward Details

Your Reward: Up to 70% off first-year premium (or premium waiver)
Referrer Reward: HK$400 supermarket cash coupon per referral

Why Choose FWD Insurance?

Annual payment required

Your friend must choose annual payment mode on a designated plan to qualify.

Approval required

Your coupon is issued only after FWD reviews and approves the application.

No stated referral cap

Earn HK$400 for every successful referral.

About FWD Insurance

Your friend must apply for a designated plan in annual payment mode using code FWDREF, and your coupon is only issued after FWD reviews and approves the application.

FWD is a Hong Kong-licensed insurer selling life, medical and critical illness cover online, and runs an official Referral Program for its Online Insurance Platform.

Share your experience with a friend. They apply for a designated plan -- such as MyTerm Plus, MyCover, vPrime Medical, or MyMillion -- in annual payment mode using promo code FWDREF, and enter your details as the referrer.

Depending on the plan, your friend gets up to 70% off their first-year premium or a premium waiver of up to 9 months. After FWD reviews and approves the application, you receive a HK$400 supermarket cash coupon by email. There is no stated cap on referrals.

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