A credit-building service offering a low-cost line of credit to help build credit history.

Kikoff Referral Code

Q: How much is the Kikoff referral reward?

A $5 or $10 statement credit for you and your friend, depending on user group.

Q: What if my friend forgets to use my link?

Neither side gets the bonus -- the link must be used at sign-up.

Q: What triggers the credit?

Your friend opening a Credit Account and making their first full monthly payment.

$5 or $10 statement credit, each side

Refer a friend to Kikoff credit builder: you both get a $5 or $10 statement credit once they open a Credit Account and make their first payment.

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Works in USA Free Signup

$5OFF

$5 Max Reward

USA Available In

Web, iOS, Android Platform

Genie Says

Kikoff is currently offering $5 or $10 statement credit, each side.

How much can you earn?

Share your own code and earn rewards when friends use it

$5-$10 statement credit, per referralper successful referral*

Submit Your Code Now

Top Kikoff Referral Codes

No referral codes yet. Be the first to share yours and start earning!

Add Your Referral Code

How to Use a Kikoff Referral Code

Get your link from the Dashboard

If you have an active Credit Account.

Friend signs up with your link

Required for the bonus.

They make their first payment

In full.

You both get statement credit

$5 or $10.

Reward Details

Your Reward: $5-$10 statement credit, on your first payment
Referrer Reward: $5-$10 statement credit, per referral
Available In: USA

Why Choose Kikoff?

Link must be used at signup

No bonus applies if your friend signs up without your referral link, even retroactively.

Requires a first full payment

Not just account opening -- your friend has to make their first monthly payment.

Amount varies by user group

The exact credit is $5 or $10 depending on which group you're assigned to.

About Kikoff

Kikoff is strict about attribution -- if a new user signs up without actually using the referral link, neither side gets the bonus, even if they mention who referred them afterward.

Kikoff is a credit-building service offering a low-cost line of credit to help establish credit history. Account holders with an active Credit Account get their referral link from the User Dashboard.

A new user must use the referral link at sign-up -- if they sign up without it, no bonus applies to either side, no exceptions. Once the referred user opens a Credit Account and makes their first monthly payment in full, both users receive a statement credit of $5 or $10 (depending on which user group you're in), applied to each person's next qualifying statement.

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