A German private health insurance provider with digital-first service.

ottonova Referral Code

Q: How much is the ottonova referral reward?

EUR 200 for a full health insurance policy, EUR 100 for civil servant/student tariffs, or EUR 50 for supplementary insurance.

Q: How is the reward paid?

Only to a German bank account (IBAN DE).

Up to €200 per referral

Refer a friend to ottonova private health insurance: earn EUR 200 for a full policy, EUR 100 for civil servant/student tariffs, or EUR 50 for supplementary insurance.

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Works in Germany Free Signup

Germany Available In

Web Platform

Genie Says

ottonova is currently offering up to €200 per referral.

How much can you earn?

Share your own code and earn rewards when friends use it

EUR 50-200, per referral, by policy type, requires a German IBANper successful referral*

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How to Use an ottonova Referral Code

Generate your referral link

A few quick steps.

Share it with a friend

Via WhatsApp, Facebook, or email.

They take out a policy

Any tier.

You get EUR 50-200

By policy type.

Reward Details

Your Reward: Up to €200 per referral
Referrer Reward: EUR 50-200, per referral, by policy type, requires a German IBAN
Available In: Germany

Why Choose ottonova?

Reward scales with policy type

A full health insurance plan pays EUR 200, four times the EUR 50 supplementary-insurance tier.

Requires a German bank account

Payment can only be made to an IBAN DE account.

No need to be a customer yourself

You can refer people even without your own ottonova policy.

About ottonova

ottonova tiers its referral reward by policy type -- a full private health insurance plan pays four times more than a supplementary policy -- and periodically doubles these amounts during limited-time promotions.

ottonova is a German private health insurance provider with digital-first service, covering employees, self-employed people, expats, civil servants, and students. Generate your referral link in a few steps and share it with friends and family via WhatsApp, Facebook, or email -- you don't need to already be an ottonova customer.

When someone takes out insurance using your link, you receive a reward based on the policy type: EUR 200 for a full health insurance policy (employees, self-employed, expats), EUR 100 for a civil servant or student tariff, or EUR 50 for supplementary insurance. Rewards can only be paid to a German bank account (IBAN DE). ottonova has also run limited-time promotions doubling these amounts.

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