
Managing bills has become simpler and faster with the rise of bill payment apps in India. In 2025, these apps are smarter, more secure, and packed with features to make paying your electricity, water, mobile, and other bills a breeze. Whether you're looking for cashback rewards, quick transactions, or an all-in-one platform, the best bill payment apps in India have got you covered.
Here are the Best Bill Payment Apps in India for 2025,, and we will explain everything you need to know about them in this blog.
The Best Bill Payment Apps in India for 2025
Payzapp :-
Payzapp is a user-friendly mobile payment app that allows you to make seamless transactions, including bill payments, recharges, and online shopping. Developed by HDFC Bank, Payzapp makes it easier for users to manage their finances with a secure and efficient platform. With features like cashback offers and a referral program, it is a popular choice for those looking for quick and easy payment solutions.
Why Payzapp is Important for Us :-
Payzapp stands out in the crowded mobile payment app market because of its exceptional benefits. Not only does it allow you to perform quick payments and recharges, but it also offers exciting cashback rewards. By using Payzapp, you can avail Rs 25 as a signup bonus, along with additional rewards through its referral program. With Payzapp, you can manage all your payments in one place, making it a convenient choice for both casual and frequent users. Its integration with HDFC Bank further enhances its reliability, ensuring secure transactions every time.
How to Use Payzapp and Where to Find the Referral Code :-
To start using Payzapp and enjoy its benefits, follow these simple steps:
Download and Install the Payzapp App: Begin by downloading the app from the Google Play Store or Apple App Store and completing the signup process.
Enter the Payzapp Referral Code: During the signup process, enter the Payzapp referral code to get a Rs 50 cashback bonus on your first transaction.
Add Money to Your Payzapp Wallet: Navigate to the menu and add money to your wallet. Ensure that the added amount matches or exceeds the amount you wish to recharge with. Cashback is only available when paying through the Payzapp wallet.
Initiate a Transaction or Recharge: Make a transaction or bill payment of Rs 250 or more using the Payzapp wallet for cashback.
Receive Cashback: After your successful transaction, you will receive Rs 25 cashback within 5-7 days, credited directly to your Payzapp wallet.
To find the referral code, simply visit the referral section in the app, or you can ask your friends or family for the code if they are already using Payzapp. By referring others, you can earn additional cashback rewards for each successful referral. There is no limit to the number of people you can refer to, so you can keep earning as you spread the word!
Click Here to Access the Payzapp Referral Link
Gpay:-
GPay Google Pay is a digital payment platform that allows users to send and receive money instantly using their existing bank accounts. Unlike traditional mobile wallets, there is no need to reload balances or pay withdrawal fees. It’s your money, made simple.
💰 Special Offer: Get ₹201 on your first payment!
Why is GPay Important?
GPay simplifies financial transactions by offering a fast, secure, and seamless way to manage your money.
Convenience: No need to carry cash or maintain separate wallet balances.
Global Accessibility: Use GPay almost anywhere, as it is valid globally.
Secure Payments: Verified through Aadhaar, bank account linkage, and KYC to ensure user safety.
Rewarding: Earn referral bonuses and cashback for using and promoting the app.
How to Use the GPay Referral Program Refer and Earn?
Step 1:
Download and set up the GPay app.
Link your bank account.
Complete your KYC and Aadhaar verification.
Step 2: Claim your sign-up reward.
Make your first payment minimum ₹1 to earn ₹21 instantly.
Step 3:
Start referring and earning.
Share your unique referral code with friends.
When your friend completes their first payment, they earn ₹21, and you receive ₹201.
Key Details about the Referral Program:
No cap on referrals – refer as many friends as you like.
Rewards are credited to your linked bank account within 7 days of your friend’s first payment.
Participants must be 18 years or older with a valid bank account.
Click Here to Access the GPay Referral Link
Paytm UPI :-
Paytm UPI is a convenient and secure platform that simplifies sending money, recharges, bill payments, and paying at any shop directly from your bank account. It allows instant transactions while maintaining high-security standards. Paytm UPI is designed to make financial transactions seamless for users across India.
Why is Paytm UPI Important to Us?
Paytm UPI offers multiple benefits, making it a valuable tool for digital payments:
Convenience: Users can send money, recharge their phones, pay bills, and shop effortlessly.
Security: Transactions are securely processed from your linked bank account, ensuring your financial safety.
Savings: New users can earn up to ₹100 cashback on their first payment.
Referral Rewards: Existing users can earn additional rewards by referring friends to the platform.
Wide Accessibility: Paytm UPI supports payments across multiple banks and is accepted at numerous merchants.
How to Use Paytm UPI Referral and Earn Program?
1. Sign Up and Get Cashback :-
Download the Paytm UPI app and sign up.
Link your bank account to the app and complete the KYC process.
Make your first payment to earn up to ₹100 cashback.
2. Refer Friends and Earn Rewards :-
Use your referral code to invite friends to Paytm UPI.
When your referred friend sends their first payment, you earn ₹100 cashback.
3. Steps to Claim Referral Rewards :-
Ensure your Aadhar card is verified, and your bank account is linked with Paytm UPI.
Complete the KYC process to enable cashback withdrawal.
4. Program Guidelines and Limitations :-
Participants must be 18 years or older with a valid bank account and KYC completed.
Referral rewards might have a limit based on Paytm terms.
The program may not be available globally and might be restricted to certain regions.
Paytm UPI makes transactions easier while rewarding its users through referral programs.
Click Here to Access the Paytm UPI Referral Link
Airtel UPI :-
Airtel UPI is a feature available on the Airtel Thanks app that enables seamless online transactions, including recharges, bill payments, and mobile banking. With Airtel UPI, you can experience safe and quick payments while earning exciting rewards. The Airtel Thanks app is a one-stop destination for all your financial needs and includes additional features such as data storage, content streaming, and exclusive offers.
Why is Airtel UPI Important?
Convenience: Airtel UPI allows you to handle multiple transactions like recharges, bill payments, and money transfers directly from your smartphone.
Rewards and Cashback: Users can earn up to ₹50 cashback on their first transaction and enjoy various offers through the referral program.
Referral Benefits: The app provides both referrers and referees with ₹25*2 vouchers applicable to prepaid recharges and postpaid bill payments.
Exciting Weekly Prizes: Participate in weekly lucky draws and stand a chance to win Amazon vouchers worth up to ₹5000 or even an MI 43-inch Smart TV.
How to Use Airtel UPI for Refer and Earn?
Steps to Get Started:
Download the App: Install the Airtel Thanks app from the Apple App Store or Google Play Store.
Register: Sign in using your Airtel mobile number.
Set Up UPI: Link your bank account to Airtel UPI to start making transactions.
Refer and Earn Program:
Generate Referral Link: Inside the Airtel Thanks app, create your referral invite link.
Share the Link: Share the referral link with friends and family through WhatsApp, SMS, email, or other social platforms.
Earn Rewards: When your referee joins Airtel UPI and completes their first transaction, both you and the referee will earn ₹25*2 vouchers.
Voucher Details:
Prepaid Users: ₹25*2 vouchers can be redeemed on recharges of ₹249 and above except ₹399 and ₹449 plans.
Postpaid Users: ₹25*2 vouchers applicable on bill payments of ₹500 and above.
Airtel UPI on the Airtel Thanks app is not just a convenient way to handle transactions but also a rewarding platform with numerous benefits. From earning cashback on your first transaction to winning exciting prizes through the referral program, Airtel UPI ensures you get more out of every transaction.
Click Here to Access the Airtel UPI Referral Link
Amazon Pay : -
Amazon Pay is a digital payment platform that enables seamless money transfers, QR code scanning, bill payments, and online shopping. It provides exciting rewards to users, such as earning scratch cards worth up to ₹100 on their first UPI transaction and daily rewards up to ₹500.
Why is Amazon Pay Important to Us?
Convenience: Amazon Pay allows users to handle multiple transactions like money transfers, QR payments, bill payments, and shopping all in one app.
Rewarding Experience: Users can earn rewards like ₹25 for referring others and scratch-and-win prizes for their first UPI transaction.
Referral Benefits: The referral program is simple, making it easy to earn additional income by inviting friends to join Amazon Pay.
Secure Transactions: Transactions are safeguarded using Amazon’s trusted security features.
Widely Accepted: With Amazon Pay, users can pay at various online and offline merchants across India.
How to Participate in the Amazon Pay Referral Program
Step 1: Download and Register
Download the Amazon Pay app from the App Store or Google Play Store.
Register using a valid email address and set up your Amazon Pay account.
Step 2: Complete Your First UPI Transaction
Link your bank account to Amazon Pay UPI.
Complete your first UPI transaction to receive a scratch card worth up to ₹100.
Step 3: Start Referring
Navigate to the ‘Refer and Earn’ section in the Amazon Pay app or website.
Generate your unique referral link.
Share the link with friends and family via social media, messaging apps, or email.
Referral Rewards Process
When a referred user signs up using your referral link and completes their first UPI transaction within 30 days, both you and the referred person will earn ₹25 each.
Rewards are credited within 7 days of the referred user’s successful transaction.
Eligibility :-
Participants must:
Be 18 years or older.
Only valid in India.
Have a valid Amazon account.
Monthly Referral Limit :-
Users can earn rewards for up to 100 successful referrals per month.
Availability:-
This referral program is exclusively valid in India.
Click Here to Access the Amazon Pay Referral Link
PhonePe UPI :-
PhonePe UPI is a versatile digital payment platform enabling seamless transactions for sending money, recharging, paying bills, and shopping online. It ensures instant, secure, and hassle-free payments directly from your bank account, allowing you to manage your finances conveniently from the comfort of your home.
Why PhonePe UPI is Essential :-
Ease of Use:PhonePe offers a simple and intuitive interface, making digital transactions effortless for all users.
Secure Transactions:Advanced security features ensure 100% safe and reliable payments.
Multiple Services:From mobile recharges to utility bill payments, PhonePe consolidates all your financial needs in one app.
Referral Rewards:Earn cashback and rewards through its lucrative referral program, adding value to every transaction.
Global Reach:Supports transactions with international merchant outlets in countries like UAE, Singapore, Nepal, Bhutan, and India.
How to Use the PhonePe UPI Referral Program :-
Steps to Refer and Earn on PhonePe UPI :-
Sign Up and Verify : Download the PhonePe app and create an account.
Complete KYC by verifying your Aadhaar and linking your bank account.
Refer a Friend :Share your unique referral link or code with friends.
Rewards for Sign-Up : New users receive ₹100 cashback after their first payment from any bank account.
Earn by Referring :Receive ₹100 for every friend who completes their first payment using PhonePe.
Claiming Rewards :Ensure that the referred friend’s account is fully verified.
Cashback is credited to your PhonePe wallet or bank account upon successful referral.
PhonePe UPI Referral Program Details :-
Sign-Up Bonus: ₹100 cashback for first-time users completing a payment.
Referral Bonus: ₹100 for every successful referral.
Eligibility:
Participants must be 18+ years old.
Bank account linking and full KYC verification are mandatory.
Global Validity: Supports both local and international transactions.
Referral Limits: Subject to PhonePe’s terms and conditions.
Start using PhonePe UPI today to experience seamless payments and unlock exciting rewards through its referral program. Enjoy the convenience of digital transactions combined with the benefits of earning cashback and incentives!
Click Here to Access the PhonePe UPI Referral Link
MobiKwik UPI :-
MobiKwik UPI is a payment app designed to meet your everyday financial needs. With MobiKwik UPI, you can perform various tasks such as bill payments, mobile recharges, prepaid and postpaid recharges, electricity bill payments, money transfers, DTH bill payments, broadband payments, credit card payments, and much more. It provides a seamless, convenient, and secure way to handle your financial transactions in one place.
Why is MobiKwik UPI Important to Us?
MobiKwik UPI simplifies and enhances our payment experience. Here's why it’s beneficial:
Ease of Use: MobiKwik UPI offers a user-friendly interface to carry out payments effortlessly.
Versatility: From recharges to utility bill payments, it covers a wide range of services.
Rewards and Benefits: The app incentivizes users with cashback offers and referral bonuses, making it a cost-effective choice for transactions.
Trust and Security: With Aadhar and KYC verification, MobiKwik ensures secure transactions, building trust among users.
Global Reach: Its presence in over 150 countries makes it a global solution for financial needs.
How to Use MobiKwik UPI Referral Program to Earn Rewards?
Sign Up and Verify Your Account:
Download the MobiKwik app from the app store.
Complete your profile by linking your bank account and verifying your KYC details.
Claim Sign-Up Bonus:
As a new user, make your first UPI transfer and get ₹20 assured cashback.
Additionally, you’ll receive ₹100 cashback on your first payment made from any bank account.
Refer and Earn:
Share your referral code or link with friends.
When your friend makes their first UPI payment, you receive ₹100 as a referral reward.
Eligibility Requirements:
You must be at least 18 years old.
Your MobiKwik account should be fully verified with Aadhar, KYC, and a linked bank account.
Other Conditions:
Ensure that you and your referred friends meet the program requirements.
Be mindful of any caps or limits on referral rewards as per the program’s terms.
Enjoy the Rewards:
Use the earned cashback for future transactions, including recharges, bill payments, and more.
By using MobiKwik UPI and its referral program, you not only simplify your financial transactions but also earn rewards that add value to your experience. Start today to make the most of this innovative platform!
Click Here to Access the MobiKwik UPI Referral Link
Paymatrix :-
Paymatrix is a user-friendly platform designed to simplify the way you manage your financial transactions. With its seamless services, you can pay rent, utility bills, and other expenses conveniently through the app. Additionally, it rewards you for engaging in its ecosystem by offering referral bonuses and cashback opportunities.
Why is Paymatrix important to us?
Paymatrix not only makes financial transactions more accessible and secure but also adds value through its rewarding referral program. Key benefits include:
Bill Payments: Pay rent, electricity, water, and other utility bills effortlessly.
Recharges: Simplify mobile, DTH, and data plan recharges.
Online Shopping: Enjoy a secure payment experience for online purchases.
Rewards: Earn rewards for every transaction and referral.
Refer & Earn: Spread the word, and earn exciting bonuses for you and your friends.
Whether it's about saving time or earning extra rewards, Paymatrix has you covered.
How to Use Paymatrix Referral Program?
Make the most of Paymatrix Refer & Earn feature with these simple steps:
Download and Sign Up:
Download the Paymatrix app.
Use a referral code during signup to instantly earn ₹100 in rewards.
Start Referring:
Share your unique referral code with friends and family.
Earn Together:
When your friends sign up using your code and make their first payment of ₹5000 or more via credit card, both of you will receive ₹100 rewards.
Why Choose Paymatrix Referral Program?
The referral program is an exciting opportunity to earn rewards effortlessly:
Instant Signup Bonus: Get ₹100 for simply joining with a referral code.
Unlimited Earnings: No cap on how much you can earn through referrals.
Easy Sharing: Spread your referral code via social media, messaging apps, or emails.
Don’t wait—start your rewarding journey with Paymatrix today!
Download the app, use a referral code to sign up, and invite others to enjoy the benefits.
Click Here to Access the Paymatrix Referral Link
XPay Life :-
XPay Life is a secure and convenient platform designed for mobile recharges, bill payments, and earning rewards through a referral program. It allows users to manage their financial transactions quickly while enjoying additional perks like cashback and reward points.
Why is XPay Life Important to Us?
Ease of Transactions: XPay Life simplifies mobile recharges and bill payments, making it a time-saving solution for users.
Earn Rewards: Users can earn ₹15 cashback and 30 points on their first transaction. This motivates users to explore the app while saving money.
Referral Benefits: The referral program rewards both referrers and new users, fostering a sense of community while promoting savings.
Secure Platform: It ensures your financial transactions are safe and reliable, offering peace of mind to users.
Flexible Options: XPay Life supports a variety of payment options, ensuring accessibility for everyone.
How to Use the XPay Life Referral Program and Earn?
Here’s a step-by-step guide:
Download the XPay Life App: Visit the app store, search for "XPay Life," and download the app.
Register with a Referral Code: During registration, enter a referral code to become eligible for rewards.
Make Your First Transaction: Complete your first transaction of at least ₹49 for mobile recharges or bill payments.
Earn Your Cashback: Instantly receive ₹15 cashback and 30 reward points on successful payment.
Refer and Earn:
Share your referral code with friends and family.
When they register and complete their first transaction of ₹49, both you and the referred person earn ₹15 cashback each.
Key Benefits of Using the XPay Life Referral Program :-
Unlimited Earnings: Refer as many friends as you want; there’s no limit to how much you can earn.
Easy Participation: Simply share your referral code and watch your rewards grow.
Exclusive Bonuses: ₹15 cashback and 30 points for new users on their first transaction.
Don’t miss out! Download the XPay Life app now to enjoy seamless transactions and exciting rewards. Start referring today and make the most of this opportunity!
Click Here to Access the XPay Life Referral Link
BharatPe For Business :-
BharatPe For Business is a platform designed to simplify digital payments for merchants. It enables business owners to accept payments through QR codes and provides a range of financial tools to grow their businesses. With its seamless features and secure system, BharatPe For Business is an excellent solution for modern merchants looking to scale efficiently.
Why is BharatPe For Business Important?
Digital Payment Ease: BharatPe empowers merchants to accept payments digitally from multiple platforms like UPI apps, credit cards, and more.
Earning Opportunities: Through the "Refer & Earn" program, users can earn cashback by inviting friends to join.
Business Growth: Tools such as transaction tracking, instant loans, and cashback rewards motivate businesses to adopt digital solutions.
Customer Engagement: Helps businesses build stronger customer relationships by offering fast, secure, and convenient payment options.
How to Use the BharatPe For Business Referral Program :-
Refer and Earn ₹200 Program Overview :-
By joining the BharatPe For Business referral program, both you and your friends can earn cashback rewards. Here's how:
Invite a Friend : Share your unique referral link with friends who are business owners.
Friend Signs Up :Your friend must sign up for BharatPe For Business using your referral link and order a BharatPe QR.
Achieve the Target :Your friend should accept payments from at least 30 unique customers, totaling ₹5,000 or more, within the first month of signing up.
Earn Rewards :
For You: Once your friend completes the target, you will earn ₹200 cashback.
For Your Friend: They will earn ₹200 cashback for the first month and can earn up to ₹600 over three months by meeting the same payment target each month.
Steps to Participate in BharatPe For Business Referral Program :-
Check Eligibility
Ensure you are an existing BharatPe for Business user and have completed at least 80 transactions of ₹10 or more in the past 90 days.Generate Referral Link
Once eligible, a referral link will be generated and will remain active for 30 days.Share the Link
Share this link with friends who would benefit from using BharatPe For Business.Guide Your Friend
Encourage your referred friend to sign up using your link, order the QR, and meet the payment target to earn the rewards.
Click Here to Access the BharatPe For Business Referral Link
In 2025, the Indian market offers a diverse range of bill payment apps, each catering to different user needs with seamless payment options, cashback rewards, and enhanced security features. From mainstream choices like Payzapp ,Gpay,Paytm UPI ,Airtel UPI ,Amazon Pay ,PhonePe UPI ,MobiKwik UPI ,Paymatrix ,XPay Life ,BharatPe For Business Users have access to apps that simplify their financial transactions. Whether it's convenience, rewards, or niche solutions for businesses, these apps are shaping the future of digital payments in India. Choose the one that aligns best with your requirements and enjoy hassle-free bill management.
FAQ
Q : Is there refer and earn in PayZapp?
A : Yes, PayZapp offers a refer-and-earn program where you can invite friends and earn rewards when they register and transact using your referral code.
Q : Does PayZapp give cashback?
A : Yes, PayZapp provides cashback offers on various transactions, such as bill payments, recharges, and shopping, depending on ongoing promotions.
Q : Which is the highest refer and earn app?
A : The highest refer-and-earn app varies over time. Popular apps like PhonePe, Paytm, and PayZapp often offer competitive rewards for referrals.
Q : How can I get referral money?
A : Referral money is credited once the person you referred registers using your referral code and completes the necessary transaction as per the program’s terms.
Q : Who is eligible for PayZapp?
A : Any individual with a valid mobile number and an HDFC Bank account can register for PayZapp. Non-HDFC account holders can also use it with certain limitations.
Q : What is referral and earn?
A: Referral and earn is a program where users can invite others to use a service or app. In return, both the referrer and the new user may receive rewards, cashback, or discounts.
Q : Can we refer and earn in MobiKwik?
A : Yes, MobiKwik has a refer-and-earn program that rewards users for inviting friends to join the platform and make transactions.
Q : Is PayZapp good or bad?
A : PayZapp is a good app for users seeking seamless bill payments, cashback offers, and a variety of payment options. However, its usefulness depends on individual preferences and needs.
Q : What is the promo code in HDFC Bank?
A : Promo codes in HDFC Bank apps like PayZapp are alphanumeric codes used during transactions to avail of special discounts or cashback offers. These vary with ongoing promotions.
Q : What is the advantage of PayZapp?
A : PayZapp provides multiple benefits, including secure transactions, cashback offers, bill payment facilities, and compatibility with major e-commerce platforms.
Q : What is the referral for PayZapp?
A : PayZapp referral feature allows users to share a unique code or link with friends. When the referred person registers and transacts, both parties may earn rewards.
Q : How will I get a referral code?
A : Your referral code is generated when you register on PayZapp. It can be accessed in the ‘Refer & Earn’ section of the app.
Q : Where is my visible referral code?
A : Your referral code is visible in the 'Refer & Earn' section of the PayZapp app, usually within the user profile or promotional settings.
Q : How to refer and earn on GPay?
Open the Google Pay app.
Tap on your profile picture, then select ‘Invite Friends’.
Share your referral code or link with friends.
When your friend completes their first qualifying transaction, both of you earn a reward.
Q : How do I get ₹100 on Google Pay?
A : Check the Offers section in the Google Pay app for promotional campaigns.
Complete the required transactions, such as paying bills or making UPI transfers, to qualify for ₹100 cashback.
Q : How to get ₹201 in Google Pay?
A : Look for specific promotional campaigns by Google Pay that offer ₹201 as a reward for certain actions, like linking a new bank account or making a specific number of transactions.
Q : How to get ₹200 from Google Pay?
A : Participate in ongoing offers, such as spending a certain amount on partnered merchants or referring friends.Complete all terms and conditions to unlock the ₹200 cashback.
Q : How to get free GPay money?
A : Utilize Google Pay referral program, scratch cards, and promotional offers. Regularly check the Rewards section to see if you have unlocked any rewards or cashback.
Q : How to refer and earn?
Share your unique referral code with friends.
Make sure your friend uses Google Pay for their first transaction.
Once they complete the transaction, you both will earn rewards as per the offer details.
Q : How to get a referral code?
Open Google Pay and go to your profile section.
Locate the Refer and Earn or Invite Friends option.
Your unique referral code or link will be displayed here, ready to share.
By leveraging these steps and keeping an eye on Google Pay offers, you can maximize your earnings effortlessly.
Q : How can I get ₹100 in Paytm for free?
Check for promotional offers in the Cashback or Offers section of the Paytm app.
Complete qualifying activities such as paying bills, mobile recharges, or referring friends to earn rewards or cashback.
Some offers may require you to use a specific promo code during the transaction.
Q : How to get Paytm Refer and Earn?
Open the Paytm app and go to the Refer and Earn section, usually found under your profile or in the rewards section.
Share your unique referral code or link with friends.
Once your friend signs up using your referral code and completes the required transactions, you will earn a reward as per the ongoing campaign.
Q : How can I claim ₹1000 in Paytm?
Participate in Paytm promotional campaigns, which may offer higher rewards for specific transactions like booking tickets, shopping, or recharging.
Accumulate smaller cashback amounts through multiple transactions, or check for offers where a single qualifying transaction gives ₹1000 cashback.
Q : How can I get 50% cashback from Paytm?
Look for 50% cashback offers in the Offers or Deals section of the Paytm app.
Apply the relevant promo code while making a transaction on eligible categories such as food delivery, bill payments, or travel bookings.
Ensure the transaction meets the minimum spend requirement, if applicable.
Q : How to earn ₹30,000 from Paytm?
Utilize the Paytm referral program extensively by inviting a large number of friends to join Paytm using your referral code.
Explore Paytm business opportunities, such as setting up a Paytm merchant account and earning cashback or commissions on transactions.
Engage in cashback campaigns, promotional deals, and high-reward activities within the app to maximize your earnings.
By staying active on Paytm and leveraging these strategies, you can earn rewards and cashback efficiently.
Q : Which UPI app gives the highest refer and earn?
A : Apps like PhonePe, Paytm, and MobiKwik often provide competitive referral bonuses. These offers vary based on promotional campaigns.
Q : Which app is best for refer and earn?
A: Google Pay, PhonePe, and Paytm are popular choices for refer-and-earn programs due to their wide acceptance and consistent rewards.
Q: Which UPI app gives rewards?
A : Most UPI apps, such as GPay, PhonePe, Paytm, Amazon Pay, and BHIM, offer rewards in the form of cashback, vouchers, or discounts.
Q: Do UPI apps make money?
A : Yes, UPI apps earn through transaction fees, merchant partnerships, and promotional collaborations with brands.
Q : Which app gives ₹500 per refer?
A : Apps like Groww or Upstox may offer up to ₹500 for successful referrals during promotional campaigns.
Q : Which app gives ₹100?
A : Apps like Google Pay, PhonePe, and Paytm frequently provide ₹100 rewards for meeting referral or transaction conditions.
Q: How to get free ₹500?
A : Participate in promotional offers, refer friends, or complete high-reward tasks on apps like PhonePe, GPay, and Upstox.
Q : How to get 40 referrals?
A : Share your referral code on social media, WhatsApp groups, or forums. Create engaging content explaining the benefits of the app to attract referrals.
Q : What is the highest-earning app?
A : Apps like Meesho, Upstox, and Amazon Affiliate programs are known for high earning potential.
Q : Which UPI app is best?
A : PhonePe, Google Pay, and Paytm are the most widely used for their user-friendly interfaces, rewards, and reliability.
Q : How to refer to the BHIM app and earn money?
A : BHIM occasionally runs referral programs where you can share your referral code and earn rewards after the referred user completes their first transaction.
Q : What are GPay rewards?
A : GPay rewards include cashback, scratch cards, and vouchers earned through transactions and referrals.
Q : How to refer to GPay and earn?
A : Share your referral link or code from the Google Pay app. Both you and the referred user earn rewards after their first qualifying transaction.
Q : Which app gives more cashback?
A : PhonePe, Paytm, and Amazon Pay frequently offer attractive cashback deals.
Q : Is Google Rewards real money?
A : Google Opinion Rewards provides Google Play credits, not cash. However, GPay rewards are real money credited to your account.
Q : How to get ₹150 from BHIM app?
A : Look for promotional offers by BHIM where rewards are given for completing a set number of transactions.
Q : How to refer and earn in MobiKwik?
A : Share your referral code from the MobiKwik app. Earn rewards when the referred user registers and performs a transaction.
Q : How to refer to FreeCharge?
A : Use the Refer & Earn section in the FreeCharge app to get your unique referral link. Share it to earn cashback when your friend transacts.
Q : Who is the CEO of PhonePe?
A : As of January 2025, the CEO of PhonePe is Sameer Nigam.
Q : Is PayZapp better than GPay?
A : PayZapp is good for specific benefits like discounts on partner merchants, while GPay offers better overall UPI functionality and widespread usage.
Q : Is FamPay safe?
A : Yes, FamPay is safe, offering secure transactions for teens with parental controls.
Q : Which app is best for earning money?
A : Apps like Meesho, Upstox, PhonePe, and Amazon Affiliate are excellent for earning money.