Credit and Charge Cards with exclusive travel and lifestyle benefits

American Express IN Referral Code

Q: Does American Express India have a referral program?

Yes. American Express India runs a Refer and Earn program at americanexpress.com/en-in/referral where existing Card Members can refer friends for an American Express Card.

Q: How much do I earn for referring a friend to Amex India?

The public referral page does not list fixed reward amounts. The exact rewards for your Card are shown when you log in to the Refer and Earn section, and they can vary by Card type. Always check the terms displayed with your personal referral link.

Q: What does my referred friend get?

Any welcome offer for the referred friend is shown during the application started from the referral link. Amounts are not published on the public page, so your friend should review the offer terms before applying.

Q: How do I refer a friend?

Log in to your American Express India account, open the Refer and Earn page under Rewards and Benefits, get your personal referral link, and share it with your friend. Your friend then applies for a Card through that link.

Q: When is a referral counted?

Referral rewards are typically linked to the referred friend's Card application being approved. The exact conditions for your Card are shown in the logged-in referral section.

Q: Who can use a referral link?

Referral links are for people applying for an American Express Card in India through the en-in referral program. Standard Amex India eligibility criteria for the chosen Card apply to the applicant.

American Express India Refer and Earn: Invite Friends to an Amex Card

American Express India lets Card Members refer friends for an Amex Credit or Charge Card through its Refer and Earn program. Reward values are shown to logged-in Card Members on the official referral page.

Browse Referral Codes Submit Your Code

Works in India Free Signup

India Available In

Web, Android Platform

Genie Says

American Express India runs an official Refer and Earn program, but it does not publish one universal reward figure — the point value is tied to the specific Card you hold and only shows once you log in. Independent trackers report tiers roughly between 8,000 and 30,000-plus Membership Rewards points depending on the Card, with reported annual caps that vary enough across sources (roughly 1.5 lakh to 5 lakh points) that no single number can be stated with confidence. What is consistent: the referred friend typically needs their Card approved and to meet a minimum spend, commonly within about 90 days, before anything pays out. If you want your exact number, check the Refer and Earn page inside your own Amex India account rather than a third-party estimate.

How much can you earn?

Share your own code and earn rewards when friends use it

A tiered number of Membership Rewards points per successfully referred and approved Card, higher for premium Cards than entry-level ones. Independent trackers report tiers roughly in the 8,000 to 30,000+ point range, but Amex does not publish this publicly, so treat any specific figure you see outside the logged-in page as indicative rather than confirmed.per successful referral*

Submit Your Code Now

Top American Express IN Referral Codes

No referral codes yet. Be the first to share yours and start earning!

Add Your Referral Code

How to Use an American Express IN Referral Code

Log in to your Amex account

Existing American Express India Card Members sign in on americanexpress.com and open the Refer and Earn page under Rewards and Benefits.

Get your referral link

The referral section shows your personal referral link along with the current reward terms for your Card.

Share with friends

Send the link to friends who want an American Express Card. They apply for their chosen Card through your link.

Earn when they are approved

If the application meets the program terms and is approved, the referral rewards shown in your referral section are credited to you.

Reward Details

Your Reward: Not published as one figure. Amex India personalises the referral reward to the Card you hold and shows it only after you log in.
Referrer Reward: A tiered number of Membership Rewards points per successfully referred and approved Card, higher for premium Cards than entry-level ones. Independent trackers report tiers roughly in the 8,000 to 30,000+ point range, but Amex does not publish this publicly, so treat any specific figure you see outside the logged-in page as indicative rather than confirmed.
Minimum Purchase: The referred friend typically needs to get approved for the Card and meet a minimum spend within a set window (commonly around 90 days) before the referral pays out; exact conditions are shown with your personalised offer.
Validity: Not published as a single figure; annual caps reported by third parties range from roughly 1,50,000 to 5,00,000 Membership Rewards points, which conflict enough that no single number should be stated as confirmed.
Available In: India
Referral Limit: A yearly points cap applies but the exact figure is not consistently published; see validity above.
Payout Time: Points post after the referred friend's Card is approved and, in most tiers, after they meet a minimum spend requirement.
Eligibility: Open to existing American Express India Card Members with a personal referral link generated from the Refer and Earn section of their account.

Why Choose American Express IN?

Official Refer and Earn program

American Express India maintains a dedicated Refer and Earn page where Card Members can generate a personal referral link and invite friends to apply for an Amex Card.

Membership Rewards that never expire

Amex Card Members earn Membership Rewards points on eligible purchases. Points never expire, can be redeemed for flights and hotel stays, and can be transferred to leading airline and hotel loyalty programs.

Up to 5X points with Reward Multiplier

Card Members can earn up to 5X Membership Rewards points when shopping favorite brands through the Reward Multiplier platform, making referred friends' cards more valuable in daily use.

Cards for every lifestyle

The Indian lineup spans Premium Cards, Rewards Cards, Travel Cards and Corporate Cards, so you can point friends to a Card that fits how they spend.

Security and service

American Express provides card security features, easy PIN management, fast card replacement if a Card is lost or stolen, and Amex Offers with ongoing deals for Card Members.

About American Express IN

American Express India runs a Refer and Earn program that lets existing Card Members invite friends to apply for an Amex Card. Exact reward amounts are shown to Card Members inside the referral section and are not published on the public page.

American Express India offers a range of premium Credit and Charge Cards with travel and lifestyle benefits, backed by the Membership Rewards program. Card Members earn Membership Rewards points on eligible purchases, and points never expire and can be transferred to leading airline and hotel loyalty programs or multiplied up to 5X via the Reward Multiplier when shopping favorite brands.

The brand runs an official Refer and Earn program at americanexpress.com/en-in/referral. Existing Card Members log in to get a personal referral link and invite friends to apply for an American Express Card. The public page does not list fixed reward amounts; the specific rewards for referring, and any welcome offer for the referred friend, are presented to Card Members inside the logged-in referral section and can vary by Card.

If a friend shares their referral link with you, you apply for an Amex Card through that link. Referral rewards are typically tied to the referred application being approved, so both sides should check the terms shown on the official referral page before applying.

#AmexIndiaReferral