A major US bank offering credit cards, banking, and auto loans.
Capital One Referral Code
A bonus that varies by card, on approval
Refer a friend to Capital One credit cards: no code needed, just a personal link. Earn a bonus once they apply, are approved, and open an account -- the amount depends on your specific card.
Genie Says
Capital One is currently offering a bonus that varies by card, on approval.
How much can you earn?
Share your own code and earn rewards when friends use it
Varies by card product, per approved and opened referral, posts within 8 weeksper successful referral*
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How to Use a Capital One Referral Code
Find Refer a Friend in your account
As the primary cardholder, in good standing.
Share your personalized link
No code required.
Friend applies, is approved, opens account
All three steps matter.
Your bonus posts automatically
Up to 8 weeks, amount depends on your card.
Reward Details
- Your Reward
- A bonus that varies by card, on approval
- Referrer Reward
- Varies by card product, per approved and opened referral, posts within 8 weeks
- Available In
- USA
Why Choose Capital One?
Capital One uses a personalized referral link rather than a text code.
The reward amount is specific to your card product, not one flat figure.
Your friend has to complete the full process, not just apply.
About Capital One
Capital One does not publish one reward figure: the bonus is tied to the specific card product, and cardholders have to check their own account to see what their referral is worth.
Capital One's Refer a Friend program has no traditional referral code -- cardholders share a unique personalized link instead. Sign in to your Capital One account or app and find the Refer a Friend section to generate yours.
You must be the primary cardholder and in good standing to refer. When your friend applies through your link, is approved, and opens the account, your bonus appears automatically, with up to 8 weeks allowed for it to post. The bonus amount is not fixed -- it depends on which Capital One card you hold, and is shown in your own account when you check your referral offer.
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What Users Say About Capital One
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