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Chase Referral Code

Chase Refer-A-Friend: $50 Per Friend, Up To $500 A Year — Separate From Chase's Own $400 New-Account Offer

Chase Refer-A-Friend: get $50 for each friend who opens a qualifying Chase checking account through your link, up to 10 referrals ($500) per calendar year. Referred friends can get $400 on a qualifying account.

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Genie Says

Chase's Refer-A-Friend programme pays you $50 for each friend who opens a qualifying checking account through your personalised link, up to $500 (10 referrals) per calendar year, deposited within 30 days of their account opening. The commonly quoted "$400 for your friend" is not part of this referral reward — it is Chase's separate, standalone new-account welcome offer for Chase Total Checking, available to any new customer on its own terms, referral or not. Eligible accounts for the referral programme are limited to Chase Total Checking, Premier Plus Checking, Sapphire Checking and Private Client Checking, and your friend must use your specific link — opening an account any other way does not earn you anything.

How much can you earn?

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$50 for each friend who opens a qualifying Chase checking account through your personalised link, up to $500 per calendar year (10 referrals).per successful referral*

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How to Use a Chase Referral Code

Verify your identity

Go to the Chase Refer-A-Friend page and enter your last name, ZIP code, and the last 4 digits of your Chase debit card or checking account so Chase can confirm who to pay.

Copy your personal link

Chase generates a unique referral URL. Use the Copy link button and share it with friends by text, email, or social media. Make sure the link is copied exactly.

Friend opens a qualifying account

Your friend, who must be new to Chase checking, applies through your link and opens a qualifying checking account such as Chase Total Checking, then completes the qualifying activities for their $400 offer.

Get paid within 30 days

Chase deposits your $50 bonus into your primary checking account within 30 days of the qualifying account opening, up to 10 bonuses ($500) per calendar year.

Reward Details

Your Reward
Not part of the referral programme itself. Chase separately runs a standalone new-account offer (around $400 for Chase Total Checking as of this writing) that a referred friend may qualify for on their own merits — it exists whether or not they use your referral link.
Referrer Reward
$50 for each friend who opens a qualifying Chase checking account through your personalised link, up to $500 per calendar year (10 referrals).
Minimum Purchase
The referred friend must open an eligible account: Chase Total Checking, Chase Premier Plus Checking, Chase Sapphire Checking, or Chase Private Client Checking.
Validity
The referral offer becomes available to you as an existing checking customer roughly 30 days after your own account was opened.
Referral Limit
Capped at 10 successful referrals ($500 total) per calendar year.
Payout Time
Chase deposits your $50 bonus within 30 days of the friend's account opening, provided neither account is closed or restricted in that window.
Eligibility
Your friend must be a new Chase checking customer and must apply through your personalised link specifically — opening an account another way does not trigger your bonus. Existing Chase checking customers, and anyone whose account was closed with a negative balance in the last 3 years or closed within 90 days, are not eligible to be referred.

Why Choose Chase?

Cash for you and your friend

You earn a $50 bonus for each friend who opens a qualifying Chase checking account through your link, and your friend can get $400 when they open a qualifying account and complete qualifying activities.

Up to $500 every calendar year

You can refer as many friends as you like during the referral period and collect a $50 bonus for up to 10 qualifying referrals, a total of $500 per calendar year.

Fast, trackable payout

Once a referred friend opens their qualifying checking account, Chase deposits the $50 bonus into your primary checking account within 30 days, listed as a $50 Refer a Friend bonus, provided both accounts remain open and unrestricted.

Simple link sharing

After a quick identity check on the referral page, you get a unique URL to copy and share by text, email, or social. Friends must apply through your exact link for you to receive credit.

Full-service banking

Chase covers credit cards, mortgages, auto loans, investing, and business banking, so referred friends are joining a bank they can grow with beyond the checking account.

About Chase

Chase's checking Refer-A-Friend program pays you a $50 cash bonus for every friend who opens a qualifying checking account through your personalized link, while your friend can get $400 for opening a qualifying account and completing qualifying activities.

Chase is one of the largest banks in the United States, offering credit cards, mortgages, commercial banking, auto loans, investing and retirement planning, plus personal checking and business banking, all managed online at chase.com.

The Chase checking Refer-A-Friend program rewards existing checking customers for inviting friends to bank with Chase. You verify your identity on the referral landing page, get a personalized link, and earn a $50 cash bonus for each friend who opens a qualifying Chase checking account through that link. You can earn up to 10 referral bonuses, a total of $500, per calendar year.

Your friends benefit too: a referred friend can get $400 when they open a qualifying Chase checking account, such as Chase Total Checking, and complete qualifying activities. The friend must be a new Chase checking customer and must apply through your personalized link, and bonuses are deposited into your primary checking account within 30 days of the qualifying account opening.

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