An online term life insurance provider.

Ladder Life Referral Code

Q: How much is the Ladder Life referral reward?

$50 for each friend who applies through your link and receives an offer, up to $1,000 a year.

Q: Does my friend get anything?

Friends who live in California get an extra $10 cash bonus; the program does not state a reward for friends elsewhere.

Q: Who can refer a friend?

Only customers with an active Ladder policy who were not themselves referred by an agent.

$50 per referral who gets an offer, up to $1,000 a year

Refer a friend to Ladder term life insurance: you earn $50 for each friend who applies and gets an offer, up to $1,000 in a year.

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Genie Says

Ladder Life is currently offering $50 per referral who gets an offer, up to $1,000 a year.

How much can you earn?

Share your own code and earn rewards when friends use it

$50 per referral who applies and receives an offer, up to $1,000 a yearper successful referral*

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How to Use a Ladder Life Referral Code

Have an active Ladder policy

Required to generate a referral link.

Get your unique referral link

From your Ladder account.

Share it with a friend

Who applies for a Ladder policy.

Friend receives an offer

Triggering your reward.

You earn $50

Per referral, up to $1,000 a year.

Reward Details

Your Reward: $10 cash bonus if you are a new California applicant referred by a friend; not stated elsewhere
Referrer Reward: $50 per referral who applies and receives an offer, up to $1,000 a year
Available In: USA

Why Choose Ladder Life?

Must have an active policy to refer

Only existing Ladder policyholders can generate a referral link.

$1,000 annual cap

Your referral earnings stop accumulating once you hit that limit in a year.

Not available everywhere

Some states are excluded, as are agent-referred customers.

About Ladder Life

You need an active Ladder policy to refer, and the program is not available in every state or if you were referred by an agent yourself.

Ladder sells term life insurance entirely online. If you have an active Ladder policy, share your unique referral link with friends and family.

When a friend applies through your link and receives an offer, you earn $50. There is no limit on the number of friends you can refer, but rewards are capped at $1,000 per year. Friends who live in California also get a $10 cash bonus. The program is not available in every state, and is not available if you were referred to Ladder by an agent.

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