PC Financial Referral Code

Q: How much is the PC Financial referral reward?

PC Optimum points, credited within 14 business days -- the exact amount runs as a promotion and is not fixed.

Q: What does my friend need to do?

Open a PC Financial account through your link and spend $100 or more within 60 days.

PC Optimum points for you, per referral

Refer a friend to PC Financial: once they open an account and spend $100 within 60 days, you earn PC Optimum points, up to 10 referrals.

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Works in Canada Free Signup

Canada Available In

Web, iOS, Android Platform

Genie Says

PC Financial is currently offering pC Optimum points for you, per referral.

How much can you earn?

Share your own code and earn rewards when friends use it

PC Optimum points per referral who spends $100+ within 60 days, capped at 10 referrals (exact points run as a promotion)per successful referral*

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How to Use a PC Financial Referral Code

Find your referral link

Under My Profile on pcfinancial.ca.

Share it with a friend

Who opens a PC Financial account.

Friend spends $100+ within 60 days

On their card or PC Money Account.

You earn PC Optimum points

Credited within 14 business days, up to 10 referrals.

Reward Details

Your Reward: No signup reward stated for the referred friend beyond standard account opening
Referrer Reward: PC Optimum points per referral who spends $100+ within 60 days, capped at 10 referrals (exact points run as a promotion)
Available In: Canada

Why Choose PC Financial?

Point value is promotional

The exact PC Optimum points per referral has varied and is not a fixed number.

$100 spend within 60 days

Your friend needs to hit this threshold on their card or PC Money Account.

Capped at 10 referrals

There is a limit on how many friends can earn you points.

About PC Financial

PC Financial credits PC Optimum points to your account once a referred friend opens an account and spends $100 within 60 days, for up to 10 referrals.

PC Financial is a Canadian digital bank offering the PC Financial Mastercard and the PC Money Account, built around PC Optimum loyalty points.

Your referral link is found under My Profile on the PC Financial site. A friend who opens an account through your link and spends $100 or more on their card or PC Money Account within 60 days earns you PC Optimum points, credited to your account within 14 business days. The exact point value runs as a promotion and has varied over time, and you can refer up to 10 friends.

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