Returned to the US in 2026 — verify terms

Nexo Referral Code

Q: Did Nexo go bankrupt like BlockFi and Celsius?

No, and the distinction matters. Nexo's withdrawal from the US in December 2022 was driven by regulatory action — the SEC treated its Earn Interest Product as an unregistered security — rather than by insolvency. BlockFi, Celsius and Voyager filed for bankruptcy; Nexo did not.

Q: Can US users sign up to Nexo now?

Yes. Nexo announced its return in April 2025 and re-entered the US market in February 2026 with Bakkt-backed yield programmes, crypto-backed credit lines and an integrated exchange, reporting around $11 billion in assets under management.

Q: Is an old Nexo referral code still valid in the US?

No. There was no US product between December 2022 and February 2026, so any figure published in that window is meaningless for a US reader. Figures from before December 2022 describe the Earn product that the SEC settlement concerned.

Q: What was the $45 million settlement?

In January 2023 Nexo settled for $22.5 million with the SEC and a further $22.5 million resolving parallel state-level charges, on a no-admit, no-deny basis, in relation to its Earn Interest Product.

Back in the US in 2026 after a three-year absence

Nexo is a crypto lending and yield platform with around $11 billion in assets under management. It withdrew from the United States in December 2022 over regulatory action and returned in 2026 with Bakkt-backed services.

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Genie Says

Nexo left the United States in December 2022 after the SEC treated its Earn Interest Product as an unregistered security, settling for $45 million in January 2023 on a no-admit, no-deny basis — a regulatory exit, not the bankruptcy that took BlockFi, Celsius and Voyager. It returned to the US in February 2026 with Bakkt-backed services, so any US referral figure from the three-year gap is meaningless.

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Set by the live programme in your market; terms differ between the US and other regionsper successful referral*

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How to Use a Nexo Referral Code

Check which market and era the code is from

US figures from late 2022 to early 2026 are meaningless — there was no US product. Pre-2022 figures describe the Earn product the SEC settlement concerned.

Use the current programme's terms

The 2026 US relaunch is a different product line delivered through Bakkt, with its own conditions.

Friend deposits and transacts

Referral rewards on lending platforms typically require funded activity rather than registration alone.

Reward Details

Your Reward: Set by the current post-return offer — figures published between late 2022 and early 2026 do not apply to US users
Referrer Reward: Set by the live programme in your market; terms differ between the US and other regions
Minimum Purchase: Typically requires the referred user to deposit and transact — confirm the current conditions
Validity: US terms attach to the 2026 relaunch, delivered with Bakkt, rather than to the pre-2022 Earn product
Available In: USA, UK, India, Canada, Australia, Germany, France, Japan, China, Brazil, Italy, Spain, Mexico, South Korea, Russia, Netherlands, Switzerland, Sweden, Norway, Denmark, Finland, Ireland, Belgium, Austria, Portugal, Poland, Turkey, Saudi Arabia, United Arab Emirates, Israel, Singapore, Malaysia, Indonesia, Thailand, Philippines, Vietnam, Cyprus, Bangladesh, Sri Lanka, Nepal, South Africa, Nigeria, Egypt, Kenya, Argentina, Chile, Colombia, Peru, New Zealand, Greece, Czech Republic, Romania, Hungary, Qatar
Eligibility: US access resumed in February 2026 after a roughly three-year absence; other markets operated throughout

Why Choose Nexo?

Regulatory exit, not bankruptcy

Unlike BlockFi, Celsius and Voyager, Nexo left the US over SEC action on its Earn product rather than through insolvency.

Three years of US figures are void

There was no US product between December 2022 and February 2026, so any referral amount published in that window means nothing to a US reader.

$45m settled, no admission

$22.5m to the SEC and $22.5m resolving state charges in January 2023, on a no-admit, no-deny basis.

About Nexo

Nexo is routinely grouped with the crypto lenders that went bankrupt. It did not — its exit was regulatory, not financial, and that distinction changes what its referral is worth today.

Nexo is frequently lumped in with BlockFi, Celsius and Voyager. It should not be, and the difference matters if you are deciding whether a referral here is worth anything.

Those three went bankrupt. Nexo did not. Its withdrawal from the United States, announced in December 2022, was the result of regulatory pressure rather than insolvency. The point of contention was its Earn Interest Product, which the Securities and Exchange Commission treated as an unregistered security after roughly eighteen months of negotiation that failed to produce a workable path. Nexo described the environment as untenable and left.

In January 2023 it settled: $22.5 million with the SEC and a further $22.5 million resolving parallel state-level charges, $45 million in total, on a no-admit, no-deny basis.

It stayed away for about three years. In April 2025 Nexo announced it would return, citing a changed regulatory climate, and re-entered the US market in February 2026 with Bakkt-backed yield programmes, crypto-backed credit lines and an integrated exchange. It reported around $11 billion in assets under management at that point.

What this means for a referral code is specific. If you are in the United States, every Nexo referral figure published between late 2022 and early 2026 is meaningless to you — there was no US product to sign up to. Anything from before December 2022 describes the Earn product that the settlement concerned. Only the current, post-return terms apply, and they attach to a materially different product line delivered through a partner.

Outside the US, Nexo continued to operate throughout, so referral offers in other markets have their own continuity and their own terms.

The general caution for this category still applies. Yield on crypto deposits is generated by lending those deposits out, which is the mechanism that destroyed the platforms Nexo is grouped with. Surviving the last cycle is not the same as being risk-free, and a signup bonus is not a reason to deposit.