A digital banking app (formerly One Finance) offering fee-free accounts.

OnePay Referral Code

Q: How much is the OnePay referral reward?

$100 (10,000 points) for you and $50 (5,000 points) for your friend.

Q: What triggers the reward?

Your friend receiving $500 or more in direct deposits within 45 days of opening their account.

Q: Can I refer more than one friend?

Yes, you can earn multiple bonuses by referring multiple friends.

$100 for you, $50 for your friend

Refer a friend to OnePay: you earn $100 (10,000 points) and they get $50 (5,000 points) once they open an account and receive $500+ in direct deposits within 45 days.

Browse Referral Codes Submit Your Code

Works in USA Free Signup

$100OFF

$100 Max Reward

USA Available In

iOS, Android Platform

Genie Says

OnePay is currently offering $100 for you, $50 for your friend.

How much can you earn?

Share your own code and earn rewards when friends use it

$100 (10,000 points), per referralper successful referral*

Submit Your Code Now

Top OnePay Referral Codes

No referral codes yet. Be the first to share yours and start earning!

Add Your Referral Code

How to Use an OnePay Referral Code

Tap Invite Friends

Under the Discover tab.

Send your link by SMS

New to OnePay.

They deposit $500+

Within 45 days.

You get $100, they get $50

As OnePay Points.

Reward Details

Your Reward: $50 (5,000 points), on $500+ direct deposit within 45 days
Referrer Reward: $100 (10,000 points), per referral
Available In: USA

Why Choose OnePay?

Paid in points, not direct cash

Rewards arrive as OnePay Points, redeemable for cash back.

Requires a real direct deposit

$500+ within 45 days -- account opening alone doesn't qualify.

No limit on referrals

Refer multiple friends and earn multiple bonuses.

About OnePay

OnePay pays its referral reward as points rather than direct cash -- 10,000 points for you and 5,000 for your friend -- both redeemable for cash back into your accounts.

OnePay (formerly One Finance) is a digital banking app offering fee-free deposit accounts. Open the app, go to the Discover tab, tap "Invite Friends," sync your contacts, and send your unique link by SMS.

When your friend opens a OnePay deposit account using your link and receives $500 or more in qualifying direct deposits within 45 days of account opening, you earn $100 (10,000 OnePay Points), and they earn $50 (5,000 points). Points are redeemable for cash back. You can earn multiple bonuses by referring multiple friends.

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