A no-fee banking app and Visa card built for teens and young adults.

Step Referral Code

Q: How much is the Step referral reward?

2,500 points ($25) for you per referral, and $25 for your friend with direct deposit.

Q: What does my friend need to do?

Sign up with your link and set up direct deposit for the full bonus.

Q: Is there a limit on referrals?

Referrals are limited to active users and may be capped -- check current terms.

2,500 points ($25) for you, $25 for your friend

Refer a friend to Step, the no-fee banking app for teens: they get $25 for signing up with your link and setting up direct deposit, and you earn 2,500 points ($25) per referral.

Browse Referral Codes Submit Your Code

Works in USA Free Signup

$25OFF

$25 Max Reward

USA Available In

iOS, Android Platform

Genie Says

Step is currently offering 2,500 points ($25) for you, $25 for your friend.

How much can you earn?

Share your own code and earn rewards when friends use it

2,500 points ($25), per referralper successful referral*

Submit Your Code Now

Top Step Referral Codes

No referral codes yet. Be the first to share yours and start earning!

Add Your Referral Code

How to Use a Step Referral Code

Find your link in the app

Referral section.

Friend signs up with your link

New to Step.

They set up direct deposit

Unlocking their $25.

You earn 2,500 points

Worth $25, per referral.

Reward Details

Your Reward: $25, on signup via referral link plus setting up direct deposit
Referrer Reward: 2,500 points ($25), per referral
Available In: USA

Why Choose Step?

Friend's bonus requires direct deposit

Just signing up with the link isn't enough -- your friend needs to set up direct deposit for the full $25.

A higher tier for power referrers

Step Squad rewards more active referrers with a different earning structure.

Only active users can refer

Referrals are limited to active Step users and may be capped.

About Step

Step also runs a Step Squad track for more active referrers -- hit 3 successful referrals plus a Visa card purchase and a peer-to-peer transfer, and per-referral earnings can rise beyond the standard rate.

Step is a no-fee banking app and Visa card built for teens and young adults. Share your unique referral link or code with a friend, found in the app's referral section.

Your friend signs up using your link and, to unlock the $25 bonus, sets up direct deposit. For each person who joins through your link, you earn 2,500 points, worth $25. Referrals are limited to active Step users and may be capped -- check the app's terms for current limits.

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