The membership program for where you live

Bilt Referral Code

Q: Does Bilt have a referral program?

Yes. Bilt runs a Bilt Card referral program. The reward for each successful referral is specified in the applicable offer on the Bilt platform and may include a base Bilt Points award plus milestone bonuses for hitting referral thresholds.

Q: How many points do I get per referral?

Amounts vary. Referral reward amounts are set per offer and can be personalized based on your Bilt Card type, account history and other factors, so check the current offer in your Bilt account for exact numbers.

Q: Are there limits on referral rewards?

Each offer may set a per-offer cap on the number of successful referrals that earn rewards and an annual cap on total referral rewards. The specifics appear in the offer terms.

Q: How should my friend use my referral link?

Bilt encourages referred friends to click the referral link and complete the card application in a single uninterrupted session in a standard browser without privacy-blocking tools, so the referral tracks correctly.

Q: How do I earn points on rent with Bilt?

If you live in Bilt's network of 6.5 million+ homes, pay through your resident portal. Otherwise, use Bilt BillPay to earn points on rent at any home. Every on-time payment earns Bilt Points.

Q: What can I redeem Bilt Points for?

Travel via 1:1 transfers to 17 airlines and 7 hotel programs or the Bilt travel portal, plus rent credit, student loans, a down payment on a home, Lyft rides, Amazon purchases and gift cards from brands like Airbnb, Starbucks, Apple and Walmart.

Q: Does Bilt help my credit score?

Bilt's free Credit Boost feature reports your on-time rent payments to all three major bureaus, Experian, Equifax and TransUnion, helping you build credit history from rent you already pay.

2,500 Points Per Friend, Plus 10,000 Bonus Points Every 5th Referral

Bilt lets you earn points on rent and mortgage, boost your credit with free rent reporting, and unlock benefits at 50,000+ merchants. Bilt Card referrals earn Bilt Points per the current offer terms.

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Genie Says

Bilt pays 2,500 points for each friend who successfully gets the Bilt Card through your invite link, and stacks a milestone bonus of 10,000 additional points on every 5th successful referral — a structure the platform's own vague "amounts specified in the current offer" phrasing does not spell out. There is a lifetime cap of 50 successful referrals per account. Bilt briefly boosted the base rate to 10,000 points per referral through 22 June 2026, but that promotion has since ended, so the standard 2,500-point rate applies now. One easy-to-miss catch: referral points do not count toward your Silver, Gold or Platinum tier qualification for the year, so heavy referrers should not expect them to help with status.

How much can you earn?

Share your own code and earn rewards when friends use it

2,500 Bilt Points for each person who successfully gets the Bilt Card through your invite link, plus a milestone bonus of 10,000 additional points on every 5th successful referral. Bilt ran a temporary promotion paying 10,000 points per referral through 22 June 2026; that window has closed, so the standard 2,500-point rate applies now unless a new promotional offer is showing in your account.per successful referral*

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How to Use a Bilt Referral Code

Join Bilt free

Sign up at bilt.com, link your home in the Bilt network or set up BillPay, and start earning points on every on-time rent payment.

Find your referral offer

Bilt Card holders can find their referral link and the current referral offer, including exact point rewards and any caps, on the Bilt platform.

Share your link

Send your referral link to friends. They should click it and complete the Bilt Card application in one uninterrupted browser session so the referral tracks.

Track and earn rewards

Follow your referral activity and pending rewards in the Bilt app. Successful referrals earn the Bilt Points specified in the offer, potentially with milestone bonuses.

Reward Details

Your Reward: Not separately published for the friend you refer — they are applying for the Bilt Card itself and get that card's own signup terms.
Referrer Reward: 2,500 Bilt Points for each person who successfully gets the Bilt Card through your invite link, plus a milestone bonus of 10,000 additional points on every 5th successful referral. Bilt ran a temporary promotion paying 10,000 points per referral through 22 June 2026; that window has closed, so the standard 2,500-point rate applies now unless a new promotional offer is showing in your account.
Minimum Purchase: No purchase — the trigger is your referred friend being approved for the Bilt Card.
Validity: Points earned as a Referral Reward do not count toward your Bilt Rewards tier qualification (Silver, Gold, Platinum) for the calendar year.
Available In: USA
Referral Limit: A lifetime cap of 50 successful referrals applies across the life of your Bilt Rewards account. Per-offer, annual, or rolling 30-day caps may also apply and are disclosed in the specific offer shown in the Bilt app.
Payout Time: Points post once the referred friend's Bilt Card application is approved.
Eligibility: Get your referral link from the Wallet tab in the Bilt app or on bilt.com. Referral links became available to all Bilt members again on 17 April 2026, after being unavailable during part of the Bilt 2.0 transition.

Why Choose Bilt?

Earn points on your biggest expense

Bilt members earn points on every on-time rent payment, and mortgage payments too, turning housing costs into rewards instead of dead money.

Referral rewards for cardholders

The Bilt Card referral program pays Bilt Points for each successful referral, with amounts specified in the current offer. Rewards can include base points and milestone bonuses, and may vary by card type.

Free credit building

Enroll in Credit Boost and Bilt automatically reports your on-time rent payments to Experian, Equifax and TransUnion at no cost.

Industry-leading point flexibility

Transfer points 1:1 to 17 airline and 7 hotel partners, book through a portal with 500+ airlines and 700,000+ hotel properties, or redeem for rent credit, student loans, a home down payment, Lyft, Amazon and gift cards.

Rent Day drops every month

On the 1st of each month Bilt drops limited-time benefits such as transfer bonuses, neighborhood dining experiences and a chance to win free rent.

About Bilt

Bilt turns rent and mortgage payments into valuable points and neighborhood benefits. Its Bilt Card referral program rewards successful referrals with Bilt Points, with exact amounts shown in each offer on the Bilt platform.

Bilt is a membership program that transforms housing payments into rewards. Members earn Bilt Points on every on-time rent payment, whether they live in Bilt's property network of more than 6.5 million homes or use BillPay at any other home, and can boost their credit with free rent reporting to Experian, Equifax and TransUnion. Paying rent through Bilt also unlocks Neighborhood Benefits at a network of over 50,000 merchants, from bonus points at restaurants and Walgreens to perks at fitness studios and on Lyft rides.

Bilt Points are unusually flexible. You can transfer them 1:1 to 17 airline partners like United MileagePlus, Alaska Airlines and Air France/KLM Flying Blue, and 7 hotel programs including Hilton Honors, World of Hyatt and Marriott Bonvoy, or book over 500 airlines and 700,000 hotel properties through Bilt's travel portal. Points can also go toward rent credit, student loans, a down payment on a home, Lyft rides, Amazon purchases and gift cards.

Bilt runs an official Bilt Card referral program. The reward for each successful referral is specified in the applicable offer on the Bilt platform, may include a base Bilt Points award plus milestone bonuses, and can vary by your card type and account history. Offers may set per-offer and annual caps, and you can track referral activity and pending rewards in the Bilt app. Check the current offer in your account for the exact reward amounts before sharing your link.

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