A budgeting and net worth tracking app for households.

Monarch Money Referral Code

Q: How much is the Monarch Money referral reward?

$50 for you and 50% off the first year for your friend.

Q: What does my friend need to do?

Sign up for an annual plan and connect their accounts.

Q: When do I get my $50?

30 days after your friend meets those requirements.

$50 for you, 50% off for your friend

Refer a friend to Monarch Money budgeting: they get 50% off their first year, and you get a $50 gift card 30 days after they sign up for an annual plan and connect accounts.

Browse Referral Codes Submit Your Code

Works in USA Free Signup

$50OFF

$50 Max Reward

USA Available In

Web, iOS, Android Platform

Genie Says

Monarch Money is currently offering $50 for you, 50% off for your friend.

How much can you earn?

Share your own code and earn rewards when friends use it

$50 gift card, per referral, 30 days after qualifyingper successful referral*

Submit Your Code Now

Top Monarch Money Referral Codes

No referral codes yet. Be the first to share yours and start earning!

Add Your Referral Code

How to Use a Monarch Money Referral Code

Tap Give 50%, Get $50

In the app menu.

Share your household link

New to Monarch.

They subscribe annually and connect accounts

With 50% off.

You get $50 after 30 days

A gift card.

Reward Details

Your Reward: 50% off your first year, on an annual plan
Referrer Reward: $50 gift card, per referral, 30 days after qualifying
Available In: USA

Why Choose Monarch Money?

One link per household

Unlike many apps, the referral link is shared at the household level, not per person.

A 30-day confirmation wait

Your $50 gift card arrives 30 days after your friend subscribes and connects accounts.

An alternative credits track exists

$9.99 in credits per paying referral, with no limit, as a separate option.

About Monarch Money

Monarch issues just one referral link per household rather than per individual, and holds the referrer's $50 gift card for 30 days to confirm the new subscriber actually connects their accounts.

Monarch Money is a budgeting and net worth tracking app built for households. In the app, tap the menu icon, scroll down, and tap "Give 50%, Get $50" -- or on the web, go to Settings > Referrals under the Household section. Each household gets one unique link.

A friend who signs up through your link gets 50% off their first year. 30 days after they subscribe to an annual plan and connect their accounts, you receive a $50 gift card. Monarch separately offers an alternative rewards track: $9.99 in credits for every paying user you refer, with no limit.

#MonarchMoney