A Canadian digital bank offering personal and business accounts.

Oxygen Referral Code

Q: How much is the Oxygen referral reward?

$100 for you and $100 for your friend.

Q: What does my friend need to do?

Receive a $500+ payroll deposit and make 5 debit card transactions.

Q: Is there a limit on referrals?

Yes, up to $1,000 every 6 months.

$100 each side, capped $1,000/6 months

Refer a friend to Oxygen, the digital bank: you both get $100 once they receive a $500+ payroll deposit and make 5 debit card transactions. Capped at $1,000 every 6 months.

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Works in Canada Free Signup

$100OFF

$100 Max Reward

Canada Available In

iOS, Android Platform

Genie Says

Oxygen is currently offering $100 each side, capped $1,000/6 months.

How much can you earn?

Share your own code and earn rewards when friends use it

$100 per referral, capped at $1,000 every 6 monthsper successful referral*

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How to Use an Oxygen Referral Code

Get your link from Invite-A-Friend

In the Oxygen app.

Friend opens an account

Personal or business.

They deposit $500+ and spend 5x

Payroll deposit plus card transactions.

You both get $100

Capped $1,000 every 6 months.

Reward Details

Your Reward: $100, on a $500+ payroll deposit and 5 debit transactions
Referrer Reward: $100 per referral, capped at $1,000 every 6 months
Available In: Canada

Why Choose Oxygen?

Two separate requirements

A $500+ payroll deposit AND 5 debit card transactions -- not just one.

Capped every 6 months

Up to $1,000 in referral rewards per half-year.

The figure has changed over time

Oxygen has run lower promotional tiers in the past; check the app for the current offer.

About Oxygen

Oxygen requires two separate things from the referred friend -- a $500+ payroll deposit AND 5 debit card transactions -- not just one or the other.

Oxygen is a Canadian digital bank offering personal and business accounts. Open the app and go to the "Invite-A-Friend" section to get your unique referral link.

Your friend must open a new personal or business account through your link, receive a payroll direct deposit of at least $500, and make at least 5 debit card transactions (including virtual card purchases) with their Oxygen Visa Debit Card. Once both conditions are met, both of you receive $100. You can earn up to $1,000 in referral rewards every 6 months.

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