A major US bank offering checking, savings, and credit card products.
Bank of America Referral Code
$100 or 10,000 points, per approved referral
Refer a friend to a Bank of America credit card: earn $100 cash back or 10,000 points once they apply through your link and are approved. Capped at $500 or 50,000 points a year.
Genie Says
Bank of America is currently offering $100 or 10,000 points, per approved referral.
How much can you earn?
Share your own code and earn rewards when friends use it
$100 cash or 10,000 points, per approved referral, capped $500/50,000 pts per yearper successful referral*
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How to Use a Bank of America Referral Code
Check for access in your app
Refer-a-Friend is targeted, not universal.
Share your personalized link
By text, email, or social media.
Friend applies and is approved
Application alone doesn't count.
You get $100 or 10,000 points
About 60 days later, capped yearly.
Reward Details
- Your Reward
- $100 or 10,000 points, per approved referral
- Referrer Reward
- $100 cash or 10,000 points, per approved referral, capped $500/50,000 pts per year
- Available In
- USA
Why Choose Bank of America?
Not every Bank of America cardholder can see the referral program -- check your app or online banking.
Your friend has to be approved for the card, not just apply, for you to earn.
The bonus posts about 60 days after your friend's approval.
About Bank of America
Bank of America has not published criteria for who gets access to Refer-a-Friend -- it is a targeted rollout, so having the card is not enough on its own.
Bank of America launched its credit card Refer-a-Friend program in 2026, currently available to holders of the Customized Cash Rewards, Unlimited Cash Rewards, or Travel Rewards credit card, with more card products added through the year. Access is targeted, not universal -- check the Bank of America mobile app or online banking to see if your account has it.
If eligible, you get a personalized referral link to share by text, email, or social media. When your friend applies through that link and is approved, you receive $100 in bonus cash rewards or 10,000 points, credited about 60 days after approval. Rewards are capped at $500 cash or 50,000 points per year.
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What Users Say About Bank of America
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